Florida Average Home Price by City (2026)

The average home price in Florida (FL) is about $349,000 — the 2026 median, at ~$229/sq ft — 19% more expensive than the typical U.S. home.

$349,000
Florida median value
$229
Median price / sq ft
~1,520
sq ft a median budget buys
+19%
vs U.S. median

Considering a move to Florida?

Housing in Florida is 19% more expensive than the national average, with a typical home around $349,000 and a local rate near $229 per square foot. Among the 75 Florida cities we track, Southwest Ranches is the most expensive (median $1,027,000) and Lake City is the most affordable (median $233,000) — so where you land in the state matters as much as the state itself.

Browse Florida cities

Salary needed to buy a home in Florida

To buy the typical $349,000 home in Florida with 20% down, you need a household income of roughly $95,000 a year (about $2,220 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $113,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$17,500$2,750/mo$118,000/yr
10% (+PMI)$34,900$2,630/mo$113,000/yr
20%$69,800$2,220/mo$95,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Florida

At about $229 per square foot, here is roughly how much home different budgets get you in Florida:

BudgetApprox. sizeWhat that looks like locally
$200k870 sq ftbelow the local median — condos, smaller or older homes
$250k1090 sq ftbelow the local median — condos, smaller or older homes
$300k1310 sq ftaround the typical home here
$400k1750 sq ftaround the typical home here
$500k2180 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida so you can compare your current home against every Florida city we track.

Florida home prices: frequently asked

What salary do you need to buy a house in Florida? +
For the typical $349,000 home in Florida, a household income of about $95,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $113,000; with 5% down about $118,000.
What is the average home price in Florida? +
The average home price in Florida is about $349,000 as of 2026, at roughly $229 per square foot — 19% more expensive than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Florida (FL)? +
About $349,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $229/sq ft, a median budget in Florida buys roughly 1,520 sq ft of home.
Where is Florida most and least expensive? +
Among the 75 Florida cities tracked here, Southwest Ranches is the priciest (median $1,027,000) and Lake City is the most affordable (median $233,000). ZIP-level prices within one city vary further, so check the city page for your area.