Hillsborough County, FL Average Home Price (2026)
The average home price in Hillsborough County, Florida is about $385,500 (the 2026 median across 50 ZIP codes, at ~$235/sq ft) — 12% more expensive than the Florida median and 33% more expensive than the typical U.S. home.
How Hillsborough County compares
Hillsborough County is relatively expensive for housing nationally: its typical home costs $385,500 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $259,000 to $1,046,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hillsborough County | $385,500 | $235 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Hillsborough County
Cities with their own home-value page, largest first:
Hillsborough County home prices by ZIP code
The 15 most valuable ZIP codes in Hillsborough County (of 50 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 33629 Tampa | $1,046,000 | $553 | +171% |
| 33606 Tampa | $863,000 | $535 | +124% |
| 33548 Lutz | $675,000 | $291 | +75% |
| 33556 Odessa | $663,000 | $279 | +72% |
| 33609 Tampa | $613,000 | $386 | +59% |
| 33626 Westchase | $565,000 | $246 | +47% |
| 33558 Lutz | $547,000 | $227 | +42% |
| 33602 Tampa | $520,000 | $514 | +35% |
| 33547 Lithia | $516,000 | $216 | +34% |
| 33611 Tampa | $482,000 | $354 | +25% |
| 33618 Tampa | $468,000 | $235 | +21% |
| 33647 Tampa | $467,000 | $202 | +21% |
| 33596 Valrico | $457,000 | $219 | +19% |
| 33572 Apollo Beach | $441,000 | $225 | +14% |
| 33527 Dover | $439,000 | $256 | +14% |
Home value appreciation in Hillsborough County
Home prices in Hillsborough County have risen about 140% over the last 10 years (≈9.1% a year) and +122.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.7% — still rising. A home worth $385,500 today was worth roughly $160,893 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hillsborough County
Run the numbers for Hillsborough County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hillsborough County
To buy the typical $385,500 home in Hillsborough County with 20% down, you need a household income of roughly $105,000 a year (about $2,450 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $125,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,300 | $3,040/mo | $130,000/yr |
| 10% (+PMI) | $38,600 | $2,910/mo | $125,000/yr |
| 20% | $77,100 | $2,450/mo | $105,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hillsborough County
At about $235 per square foot, here is roughly how much home different budgets get you in Hillsborough County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 850 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1700 sq ft | around the typical home here |
| $500k | 2130 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Hillsborough County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Hillsborough County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.