Miami-Dade County, FL Average Home Price (2026)
The average home price in Miami-Dade County, Florida is about $531,000 (the 2026 median across 77 ZIP codes, at ~$402/sq ft) — 54% more expensive than the Florida median and 84% more expensive than the typical U.S. home.
How Miami-Dade County compares
Miami-Dade County is relatively expensive for housing nationally: its typical home costs $531,000 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $275,000 to $6,993,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Miami-Dade County | $531,000 | $402 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Miami-Dade County
Cities with their own home-value page, largest first:
Miami-Dade County home prices by ZIP code
The 15 most valuable ZIP codes in Miami-Dade County (of 77 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 33109 Miami Beach | $6,993,000 | $2931 | +1217% |
| 33146 Coral Gables | $1,971,000 | $1090 | +271% |
| 33149 Key Biscayne | $1,722,000 | $1142 | +224% |
| 33156 Pinecrest | $1,535,000 | $757 | +189% |
| 33122 Miami | $1,518,000 | $474 | +186% |
| 33133 Miami | $1,383,000 | $1140 | +160% |
| 33158 Village of Palmetto Bay | $1,369,000 | $657 | +158% |
| 33154 Bal Harbour | $1,235,000 | $1073 | +133% |
| 33143 Miami | $958,000 | $605 | +80% |
| 33031 Homestead | $907,000 | $496 | +71% |
| 33134 Coral Gables | $888,000 | $692 | +67% |
| 33138 Miami | $809,000 | $495 | +52% |
| 33145 Miami | $734,000 | $508 | +38% |
| 33187 Miami | $720,000 | $418 | +36% |
| 33155 Miami | $717,000 | $533 | +35% |
Home value appreciation in Miami-Dade County
Home prices in Miami-Dade County have risen about 148% over the last 10 years (≈9.5% a year) and +134.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.8% — still rising. A home worth $531,000 today was worth roughly $214,372 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Miami-Dade County
Run the numbers for Miami-Dade County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Miami-Dade County
To buy the typical $531,000 home in Miami-Dade County with 20% down, you need a household income of roughly $144,000 a year (about $3,370 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $172,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $26,600 | $4,190/mo | $180,000/yr |
| 10% (+PMI) | $53,100 | $4,010/mo | $172,000/yr |
| 20% | $106,200 | $3,370/mo | $144,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Miami-Dade County
At about $402 per square foot, here is roughly how much home different budgets get you in Miami-Dade County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 620 sq ft | below the local median — condos, smaller or older homes |
| $300k | 750 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1240 sq ft | around the typical home here |
| $600k | 1490 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Miami-Dade County
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Miami-Dade County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.