Jackson County, FL Average Home Price (2026)
The average home price in Jackson County, Florida is about $170,000 (the 2026 median across 11 ZIP codes, at ~$144/sq ft) — 51% more affordable than the Florida median and 41% more affordable than the typical U.S. home.
How Jackson County compares
Jackson County is relatively affordable for housing nationally: its typical home costs $170,000 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $126,000 to $219,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jackson County | $170,000 | $144 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Jackson County home prices by ZIP code
The 11 most valuable ZIP codes in Jackson County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 32446 Marianna | $219,000 | $148 | +29% |
| 32420 Alford | $203,000 | $193 | +19% |
| 32431 Chipley | $186,000 | $185 | +9% |
| 32442 Grand Ridge | $184,000 | $170 | +8% |
| 32423 Bascom | $176,000 | $183 | +4% |
| 32440 Graceville | $170,000 | $131 | +0% |
| 32448 Marianna | $166,000 | $144 | -2% |
| 32443 Greenwood | $159,000 | $127 | -6% |
| 32460 Sneads | $150,000 | $94 | -12% |
| 32445 Malone | $132,000 | $138 | -22% |
| 32426 Campbellton | $126,000 | $82 | -26% |
Home value appreciation in Jackson County
Home prices in Jackson County have risen about 90% over the last 10 years (≈6.6% a year) and +69.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.2% — roughly flat. A home worth $170,000 today was worth roughly $89,474 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jackson County
Run the numbers for Jackson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jackson County
To buy the typical $170,000 home in Jackson County with 20% down, you need a household income of roughly $46,000 a year (about $1,080 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $55,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,500 | $1,340/mo | $57,000/yr |
| 10% (+PMI) | $17,000 | $1,280/mo | $55,000/yr |
| 20% | $34,000 | $1,080/mo | $46,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jackson County
At about $144 per square foot, here is roughly how much home different budgets get you in Jackson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1040 sq ft | around the typical home here |
| $200k | 1390 sq ft | around the typical home here |
| $250k | 1740 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2080 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2780 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Jackson County
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Jackson County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.