Hernando County, FL Average Home Price (2026)
The average home price in Hernando County, Florida is about $312,000 (the 2026 median across 10 ZIP codes, at ~$193/sq ft) — 10% more affordable than the Florida median and 8% more expensive than the typical U.S. home.
How Hernando County compares
Hernando County is about average for housing nationally: its typical home costs $312,000 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $126,000 to $397,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hernando County | $312,000 | $193 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Hernando County
Cities with their own home-value page, largest first:
Hernando County home prices by ZIP code
The 10 most valuable ZIP codes in Hernando County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 34607 Hernando Beach | $397,000 | $328 | +27% |
| 34614 Weeki Wachee | $355,000 | $200 | +14% |
| 34604 Brooksville | $326,000 | $186 | +4% |
| 34609 Spring Hill | $320,000 | $183 | +3% |
| 34601 Brooksville | $313,000 | $234 | +0% |
| 34613 Weeki Wachee | $311,000 | $189 | +0% |
| 34602 Brooksville | $296,000 | $203 | -5% |
| 34608 Spring Hill | $291,000 | $192 | -7% |
| 34606 Spring Hill | $269,000 | $193 | -14% |
| 34661 Nobleton | $126,000 | $108 | -60% |
Home value appreciation in Hernando County
Home prices in Hernando County have risen about 173% over the last 10 years (≈10.6% a year) and +85.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.6% — roughly flat. A home worth $312,000 today was worth roughly $114,495 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hernando County
Run the numbers for Hernando County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hernando County
To buy the typical $312,000 home in Hernando County with 20% down, you need a household income of roughly $85,000 a year (about $1,980 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $101,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,600 | $2,460/mo | $106,000/yr |
| 10% (+PMI) | $31,200 | $2,350/mo | $101,000/yr |
| 20% | $62,400 | $1,980/mo | $85,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hernando County
At about $193 per square foot, here is roughly how much home different budgets get you in Hernando County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 780 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1300 sq ft | around the typical home here |
| $300k | 1550 sq ft | around the typical home here |
| $400k | 2070 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Hernando County
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Hernando County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.