Seminole County, FL Average Home Price (2026)
The average home price in Seminole County, Florida is about $396,000 (the 2026 median across 14 ZIP codes, at ~$238/sq ft) — 15% more expensive than the Florida median and 37% more expensive than the typical U.S. home.
How Seminole County compares
Seminole County is relatively expensive for housing nationally: its typical home costs $396,000 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $275,000 to $600,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Seminole County | $396,000 | $238 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Seminole County home prices by ZIP code
The 14 most valuable ZIP codes in Seminole County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 32766 Oviedo | $600,000 | $281 | +52% |
| 32732 Geneva | $579,000 | $385 | +46% |
| 32779 Longwood | $540,000 | $237 | +36% |
| 32765 Oviedo | $487,000 | $247 | +23% |
| 32746 Lake Mary | $468,000 | $242 | +18% |
| 32708 Winter Springs | $422,000 | $238 | +7% |
| 32750 Longwood | $397,000 | $240 | +0% |
| 32792 Winter Park | $395,000 | $264 | +0% |
| 32771 Sanford | $359,000 | $224 | -9% |
| 32707 Casselberry | $347,000 | $218 | -12% |
| 32730 Casselberry | $319,000 | $217 | -19% |
| 32773 Sanford | $310,000 | $210 | -22% |
| 32714 Altamonte Springs | $297,000 | $183 | -25% |
| 32701 Altamonte Springs | $275,000 | $181 | -31% |
Home value appreciation in Seminole County
Home prices in Seminole County have risen about 124% over the last 10 years (≈8.4% a year) and +89.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at 0.0% — roughly flat. A home worth $396,000 today was worth roughly $177,181 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Seminole County
Run the numbers for Seminole County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Seminole County
To buy the typical $396,000 home in Seminole County with 20% down, you need a household income of roughly $108,000 a year (about $2,510 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $128,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,800 | $3,120/mo | $134,000/yr |
| 10% (+PMI) | $39,600 | $2,990/mo | $128,000/yr |
| 20% | $79,200 | $2,510/mo | $108,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Seminole County
At about $238 per square foot, here is roughly how much home different budgets get you in Seminole County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 840 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1260 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1680 sq ft | around the typical home here |
| $500k | 2100 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Seminole County
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Seminole County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.