St. Johns County, FL Average Home Price (2026)
The average home price in St. Johns County, Florida is about $487,500 (the 2026 median across 10 ZIP codes, at ~$239/sq ft) — 41% more expensive than the Florida median and 69% more expensive than the typical U.S. home.
How St. Johns County compares
St. Johns County is relatively expensive for housing nationally: its typical home costs $487,500 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $277,000 to $854,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| St. Johns County | $487,500 | $239 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in St. Johns County
Cities with their own home-value page, largest first:
St. Johns County home prices by ZIP code
The 10 most valuable ZIP codes in St. Johns County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 32082 Ponte Vedra Beach | $854,000 | $430 | +75% |
| 32081 Ponte Vedra | $663,000 | $300 | +36% |
| 32259 Saint Johns | $547,000 | $243 | +12% |
| 32080 Saint Augustine | $540,000 | $398 | +11% |
| 32095 Saint Augustine | $504,000 | $235 | +3% |
| 32092 Saint Augustine | $471,000 | $229 | -3% |
| 32033 Elkton | $378,000 | $198 | -22% |
| 32086 Saint Augustine | $370,000 | $232 | -24% |
| 32084 Saint Augustine | $352,000 | $258 | -28% |
| 32145 Hastings | $277,000 | $233 | -43% |
Home value appreciation in St. Johns County
Home prices in St. Johns County have risen about 115% over the last 10 years (≈8.0% a year) and +97.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.8% — still rising. A home worth $487,500 today was worth roughly $226,744 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for St. Johns County
Run the numbers for St. Johns County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in St. Johns County
To buy the typical $487,500 home in St. Johns County with 20% down, you need a household income of roughly $133,000 a year (about $3,090 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $158,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,400 | $3,850/mo | $165,000/yr |
| 10% (+PMI) | $48,800 | $3,680/mo | $158,000/yr |
| 20% | $97,500 | $3,090/mo | $133,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in St. Johns County
At about $239 per square foot, here is roughly how much home different budgets get you in St. Johns County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1260 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1670 sq ft | around the typical home here |
| $500k | 2090 sq ft | around the typical home here |
| $600k | 2510 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in St. Johns County
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St. Johns County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.