Pasco County, FL Average Home Price (2026)
The average home price in Pasco County, Florida is about $332,500 (the 2026 median across 22 ZIP codes, at ~$200/sq ft) — 4% more affordable than the Florida median and 15% more expensive than the typical U.S. home.
How Pasco County compares
Pasco County is about average for housing nationally: its typical home costs $332,500 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $215,000 to $424,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Pasco County | $332,500 | $200 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Pasco County
Cities with their own home-value page, largest first:
Pasco County home prices by ZIP code
The 15 most valuable ZIP codes in Pasco County (of 22 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 34637 Land O Lakes | $424,000 | $202 | +28% |
| 34638 Land O Lakes | $422,000 | $205 | +27% |
| 33544 Wesley Chapel | $420,000 | $202 | +26% |
| 33543 Wesley Chapel | $405,000 | $202 | +22% |
| 34639 Land O Lakes | $403,000 | $227 | +21% |
| 33545 Wesley Chapel | $390,000 | $195 | +17% |
| 34610 Spring Hill | $377,000 | $204 | +13% |
| 34655 New Port Richey | $377,000 | $212 | +13% |
| 33525 Dade City | $344,000 | $203 | +3% |
| 33576 San Antonio | $341,000 | $197 | +3% |
| 33541 Zephyrhills | $337,000 | $179 | +1% |
| 33540 Zephyrhills | $328,000 | $185 | -1% |
| 34654 New Port Richey | $313,000 | $192 | -6% |
| 34669 Hudson | $309,000 | $179 | -7% |
| 34667 Hudson | $275,000 | $204 | -17% |
Home value appreciation in Pasco County
Home prices in Pasco County have risen about 167% over the last 10 years (≈10.3% a year) and +96.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -2.6% — a recent dip. A home worth $332,500 today was worth roughly $124,578 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Pasco County
Run the numbers for Pasco County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Pasco County
To buy the typical $332,500 home in Pasco County with 20% down, you need a household income of roughly $90,000 a year (about $2,110 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $107,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,600 | $2,620/mo | $112,000/yr |
| 10% (+PMI) | $33,300 | $2,510/mo | $107,000/yr |
| 20% | $66,500 | $2,110/mo | $90,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Pasco County
At about $200 per square foot, here is roughly how much home different budgets get you in Pasco County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 750 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1250 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1500 sq ft | around the typical home here |
| $400k | 2000 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Pasco County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Pasco County home prices: frequently asked
What is the average home price in Pasco County, FL? +
What salary do you need to buy a house in Pasco County? +
Which part of Pasco County is most expensive? +
Are home values in Pasco County going up? +
Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.