Highlands County, FL Average Home Price (2026)
The average home price in Highlands County, Florida is about $249,500 (the 2026 median across 8 ZIP codes, at ~$158/sq ft) — 28% more affordable than the Florida median and 14% more affordable than the typical U.S. home.
How Highlands County compares
Highlands County is about average for housing nationally: its typical home costs $249,500 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $202,000 to $376,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Highlands County | $249,500 | $158 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Highlands County
Cities with their own home-value page, largest first:
Highlands County home prices by ZIP code
The 8 most valuable ZIP codes in Highlands County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 33960 Venus | $376,000 | $299 | +51% |
| 33875 Sebring | $279,000 | $156 | +12% |
| 33876 Sebring | $260,000 | $160 | +4% |
| 33857 Lorida | $252,000 | $202 | +1% |
| 33872 Sebring | $247,000 | $150 | -1% |
| 33852 Lake Placid | $238,000 | $171 | -5% |
| 33825 Avon Park | $205,000 | $145 | -18% |
| 33870 Sebring | $202,000 | $144 | -19% |
Home value appreciation in Highlands County
Home prices in Highlands County have risen about 159% over the last 10 years (≈10.0% a year) and +79.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.5% — still rising. A home worth $249,500 today was worth roughly $96,481 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Highlands County
Run the numbers for Highlands County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Highlands County
To buy the typical $249,500 home in Highlands County with 20% down, you need a household income of roughly $68,000 a year (about $1,580 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $81,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,500 | $1,970/mo | $84,000/yr |
| 10% (+PMI) | $25,000 | $1,880/mo | $81,000/yr |
| 20% | $49,900 | $1,580/mo | $68,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Highlands County
At about $158 per square foot, here is roughly how much home different budgets get you in Highlands County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 950 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1270 sq ft | around the typical home here |
| $250k | 1580 sq ft | around the typical home here |
| $300k | 1900 sq ft | around the typical home here |
| $400k | 2530 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Highlands County
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Highlands County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.