Duval County, FL Average Home Price (2026)
The average home price in Duval County, Florida is about $295,000 (the 2026 median across 31 ZIP codes, at ~$195/sq ft) — 14% more affordable than the Florida median and 2% more expensive than the typical U.S. home.
How Duval County compares
Duval County is about average for housing nationally: its typical home costs $295,000 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $105,000 to $791,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Duval County | $295,000 | $195 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Duval County
Cities with their own home-value page, largest first:
Duval County home prices by ZIP code
The 15 most valuable ZIP codes in Duval County (of 31 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 32266 Neptune Beach | $791,000 | $486 | +168% |
| 32250 Jacksonville Beach | $634,000 | $451 | +115% |
| 32233 Jacksonville | $478,000 | $345 | +62% |
| 32224 Jacksonville | $460,000 | $256 | +56% |
| 32223 Jacksonville | $432,000 | $241 | +46% |
| 32226 Jacksonville | $384,000 | $197 | +30% |
| 32225 Jacksonville | $377,000 | $224 | +28% |
| 32258 Jacksonville | $365,000 | $195 | +24% |
| 32257 Jacksonville | $344,000 | $204 | +17% |
| 32204 Jacksonville | $321,000 | $250 | +9% |
| 32222 Jacksonville | $315,000 | $170 | +7% |
| 32246 Jacksonville | $314,000 | $208 | +6% |
| 32256 Jacksonville | $309,000 | $201 | +5% |
| 32217 Jacksonville | $307,000 | $202 | +4% |
| 32218 Jacksonville | $299,000 | $174 | +1% |
Home value appreciation in Duval County
Home prices in Duval County have risen about 115% over the last 10 years (≈8.0% a year) and +89.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.3% — roughly flat. A home worth $295,000 today was worth roughly $136,955 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Duval County
Run the numbers for Duval County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Duval County
To buy the typical $295,000 home in Duval County with 20% down, you need a household income of roughly $80,000 a year (about $1,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,800 | $2,330/mo | $100,000/yr |
| 10% (+PMI) | $29,500 | $2,230/mo | $95,000/yr |
| 20% | $59,000 | $1,870/mo | $80,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Duval County
At about $195 per square foot, here is roughly how much home different budgets get you in Duval County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 770 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1280 sq ft | around the typical home here |
| $300k | 1540 sq ft | around the typical home here |
| $400k | 2050 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Duval County
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Duval County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.