Pinellas County, FL Average Home Price (2026)
The average home price in Pinellas County, Florida is about $358,000 (the 2026 median across 47 ZIP codes, at ~$277/sq ft) — 4% more expensive than the Florida median and 24% more expensive than the typical U.S. home.
How Pinellas County compares
Pinellas County is about average for housing nationally: its typical home costs $358,000 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $162,000 to $896,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Pinellas County | $358,000 | $277 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Pinellas County
Cities with their own home-value page, largest first:
Pinellas County home prices by ZIP code
The 15 most valuable ZIP codes in Pinellas County (of 47 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 33786 Belleair Beach | $896,000 | $633 | +150% |
| 33701 Saint Petersburg | $746,000 | $750 | +108% |
| 33704 Saint Petersburg | $737,000 | $462 | +106% |
| 33785 Indian Rocks Beach | $711,000 | $642 | +99% |
| 33767 Clearwater | $699,000 | $578 | +95% |
| 34681 Palm Harbor | $636,000 | $388 | +78% |
| 33706 Saint Pete Beach | $571,000 | $510 | +59% |
| 34688 Tarpon Springs | $569,000 | $234 | +59% |
| 33708 Madeira Beach | $509,000 | $509 | +42% |
| 33776 Seminole | $503,000 | $305 | +41% |
| 34695 Safety Harbor | $497,000 | $344 | +39% |
| 34685 Palm Harbor | $476,000 | $224 | +33% |
| 33715 Tierra Verde | $466,000 | $411 | +30% |
| 34683 Palm Harbor | $462,000 | $277 | +29% |
| 34698 Dunedin | $413,000 | $311 | +15% |
Home value appreciation in Pinellas County
Home prices in Pinellas County have risen about 145% over the last 10 years (≈9.4% a year) and +120.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -2.0% — a recent dip. A home worth $358,000 today was worth roughly $145,884 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Pinellas County
Run the numbers for Pinellas County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Pinellas County
To buy the typical $358,000 home in Pinellas County with 20% down, you need a household income of roughly $97,000 a year (about $2,270 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $116,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,900 | $2,820/mo | $121,000/yr |
| 10% (+PMI) | $35,800 | $2,700/mo | $116,000/yr |
| 20% | $71,600 | $2,270/mo | $97,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Pinellas County
At about $277 per square foot, here is roughly how much home different budgets get you in Pinellas County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 720 sq ft | below the local median — condos, smaller or older homes |
| $250k | 900 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1080 sq ft | around the typical home here |
| $400k | 1440 sq ft | around the typical home here |
| $500k | 1810 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Pinellas County
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Pinellas County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.