Collier County, FL Average Home Price (2026)
The average home price in Collier County, Florida is about $551,500 (the 2026 median across 20 ZIP codes, at ~$361/sq ft) — 60% more expensive than the Florida median and 91% more expensive than the typical U.S. home.
How Collier County compares
Collier County is relatively expensive for housing nationally: its typical home costs $551,500 against $345,000 for Florida and $289,000 for the U.S. Within the county, ZIP-level values run from about $296,000 to $1,286,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Collier County | $551,500 | $361 |
| Florida | $345,000 | $229 |
| United States | $289,000 | $193 |
Cities in Collier County
Cities with their own home-value page, largest first:
Collier County home prices by ZIP code
The 15 most valuable ZIP codes in Collier County (of 20 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 34102 Naples | $1,286,000 | $1289 | +133% |
| 34103 Naples | $1,100,000 | $799 | +99% |
| 34141 Ochopee | $1,045,000 | $550 | +89% |
| 34108 Naples | $993,000 | $718 | +80% |
| 34145 Marco Island | $852,000 | $705 | +54% |
| 34119 Naples | $644,000 | $318 | +17% |
| 34110 Naples | $600,000 | $372 | +9% |
| 34109 Naples | $581,000 | $361 | +5% |
| 34140 Naples | $579,000 | $450 | +5% |
| 34117 Naples | $557,000 | $364 | +1% |
| 34120 Naples | $546,000 | $342 | -1% |
| 34114 Naples | $518,000 | $322 | -6% |
| 34113 Naples | $498,000 | $329 | -10% |
| 34105 Naples | $452,000 | $299 | -18% |
| 34116 Naples | $451,000 | $360 | -18% |
Home value appreciation in Collier County
Home prices in Collier County have risen about 119% over the last 10 years (≈8.2% a year) and +77.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -2.5% — a recent dip. A home worth $551,500 today was worth roughly $251,942 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Florida is +126.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Collier County
Run the numbers for Collier County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Collier County
To buy the typical $551,500 home in Collier County with 20% down, you need a household income of roughly $150,000 a year (about $3,500 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $178,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $27,600 | $4,350/mo | $186,000/yr |
| 10% (+PMI) | $55,200 | $4,160/mo | $178,000/yr |
| 20% | $110,300 | $3,500/mo | $150,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Collier County
At about $361 per square foot, here is roughly how much home different budgets get you in Collier County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 690 sq ft | below the local median — condos, smaller or older homes |
| $300k | 830 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1390 sq ft | around the typical home here |
| $600k | 1660 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Florida.
Estimate a specific home in Collier County
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Collier County home prices: frequently asked
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Browse all Florida cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.