Colorado Average Home Price by City (2026)
The average home price in Colorado (CO) is about $494,000 — the 2026 median, at ~$269/sq ft — 71% more expensive than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to Colorado?
Housing in Colorado is 71% more expensive than the national average, with a typical home around $494,000 and a local rate near $269 per square foot. Among the 17 Colorado cities we track, Aspen is the most expensive (median $3,220,000) and Pueblo is the most affordable (median $289,000) — so where you land in the state matters as much as the state itself.
Browse Colorado cities
Colorado home prices by county
17 Colorado counties with enough data for their own page, priciest first:
See the cheapest (and most expensive) places to live in Colorado.
Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.
Home value appreciation in Colorado
Home prices in Colorado have risen about 93% over the last 10 years (≈6.8% a year) and +131.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.1% — roughly flat. A home worth $494,000 today was worth roughly $255,561 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — nationally the median state is +85.6% over 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Colorado
Run the numbers for Colorado with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Colorado
To buy the typical $494,000 home in Colorado with 20% down, you need a household income of roughly $134,000 a year (about $3,140 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $160,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,700 | $3,900/mo | $167,000/yr |
| 10% (+PMI) | $49,400 | $3,730/mo | $160,000/yr |
| 20% | $98,800 | $3,140/mo | $134,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Colorado
At about $269 per square foot, here is roughly how much home different budgets get you in Colorado:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 930 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1490 sq ft | around the typical home here |
| $500k | 1860 sq ft | around the typical home here |
| $600k | 2230 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado so you can compare your current home against every Colorado city we track.