Fremont County, CO Average Home Price (2026)
The average home price in Fremont County, Colorado is about $408,000 (the 2026 median across 8 ZIP codes, at ~$242/sq ft) — 17% more affordable than the Colorado median and 41% more expensive than the typical U.S. home.
How Fremont County compares
Fremont County is relatively expensive for housing nationally: its typical home costs $408,000 against $494,000 for Colorado and $289,000 for the U.S. Within the county, ZIP-level values run from about $292,000 to $836,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Fremont County | $408,000 | $242 |
| Colorado | $494,000 | $269 |
| United States | $289,000 | $193 |
Fremont County home prices by ZIP code
The 8 most valuable ZIP codes in Fremont County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 81222 Coaldale | $836,000 | $440 | +105% |
| 81233 Howard | $486,000 | $339 | +19% |
| 81221 Coal Creek | $439,000 | $231 | +8% |
| 81244 Rockvale | $437,000 | $230 | +7% |
| 81240 Penrose | $379,000 | $252 | -7% |
| 81223 Cotopaxi | $364,000 | $289 | -11% |
| 81212 Canon City | $327,000 | $216 | -20% |
| 81226 Florence | $292,000 | $218 | -28% |
Home value appreciation in Fremont County
Home prices in Fremont County have risen about 122% over the last 10 years (≈8.3% a year) and +131.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.3% — still rising. A home worth $408,000 today was worth roughly $183,536 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Colorado is +93.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Fremont County
Run the numbers for Fremont County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Fremont County
To buy the typical $408,000 home in Fremont County with 20% down, you need a household income of roughly $111,000 a year (about $2,590 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $132,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,400 | $3,220/mo | $138,000/yr |
| 10% (+PMI) | $40,800 | $3,080/mo | $132,000/yr |
| 20% | $81,600 | $2,590/mo | $111,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Fremont County
At about $242 per square foot, here is roughly how much home different budgets get you in Fremont County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 830 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1240 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1650 sq ft | around the typical home here |
| $500k | 2070 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado.
Estimate a specific home in Fremont County
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Fremont County home prices: frequently asked
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Browse all Colorado cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.