Gunnison County, CO Average Home Price (2026)
The average home price in Gunnison County, Colorado is about $534,000 (the 2026 median across 9 ZIP codes, at ~$587/sq ft) — 8% more expensive than the Colorado median and 85% more expensive than the typical U.S. home.
How Gunnison County compares
Gunnison County is relatively expensive for housing nationally: its typical home costs $534,000 against $494,000 for Colorado and $289,000 for the U.S. Within the county, ZIP-level values run from about $420,000 to $1,469,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Gunnison County | $534,000 | $587 |
| Colorado | $494,000 | $269 |
| United States | $289,000 | $193 |
Gunnison County home prices by ZIP code
The 9 most valuable ZIP codes in Gunnison County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 81224 Crested Butte | $1,469,000 | $930 | +175% |
| 81225 Mount Crested Butte | $695,000 | $827 | +30% |
| 81210 Almont | $619,000 | $696 | +16% |
| 81230 Gunnison | $615,000 | $446 | +15% |
| 81237 Ohio City | $534,000 | $587 | +0% |
| 81220 Cimarron | $495,000 | $297 | -7% |
| 81243 Powderhorn | $483,000 | $351 | -10% |
| 81434 Somerset | $478,000 | $656 | -10% |
| 81241 Ohio City | $420,000 | $426 | -21% |
Home value appreciation in Gunnison County
Home prices in Gunnison County have risen about 139% over the last 10 years (≈9.1% a year) and +158.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.6% — still rising. A home worth $534,000 today was worth roughly $223,338 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Colorado is +93.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Gunnison County
Run the numbers for Gunnison County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Gunnison County
To buy the typical $534,000 home in Gunnison County with 20% down, you need a household income of roughly $145,000 a year (about $3,390 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $173,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $26,700 | $4,210/mo | $181,000/yr |
| 10% (+PMI) | $53,400 | $4,030/mo | $173,000/yr |
| 20% | $106,800 | $3,390/mo | $145,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Gunnison County
At about $587 per square foot, here is roughly how much home different budgets get you in Gunnison County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 430 sq ft | below the local median — condos, smaller or older homes |
| $300k | 510 sq ft | below the local median — condos, smaller or older homes |
| $400k | 680 sq ft | below the local median — condos, smaller or older homes |
| $500k | 850 sq ft | around the typical home here |
| $600k | 1020 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado.
Estimate a specific home in Gunnison County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Gunnison County home prices: frequently asked
What is the average home price in Gunnison County, CO? +
What salary do you need to buy a house in Gunnison County? +
Which part of Gunnison County is most expensive? +
Are home values in Gunnison County going up? +
Browse all Colorado cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.