El Paso County, CO Average Home Price (2026)
The average home price in El Paso County, Colorado is about $440,000 (the 2026 median across 36 ZIP codes, at ~$226/sq ft) — 11% more affordable than the Colorado median and 52% more expensive than the typical U.S. home.
How El Paso County compares
El Paso County is relatively expensive for housing nationally: its typical home costs $440,000 against $494,000 for Colorado and $289,000 for the U.S. Within the county, ZIP-level values run from about $309,000 to $740,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| El Paso County | $440,000 | $226 |
| Colorado | $494,000 | $269 |
| United States | $289,000 | $193 |
Cities in El Paso County
Cities with their own home-value page, largest first:
El Paso County home prices by ZIP code
The 15 most valuable ZIP codes in El Paso County (of 36 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 80132 Monument | $740,000 | $232 | +68% |
| 80921 Monument | $707,000 | $223 | +61% |
| 80908 Colorado Springs | $666,000 | $261 | +51% |
| 80926 Colorado Springs | $653,000 | $285 | +48% |
| 80924 Colorado Springs | $640,000 | $224 | +45% |
| 80919 Colorado Springs | $581,000 | $239 | +32% |
| 80864 Yoder | $574,000 | $302 | +30% |
| 80829 Manitou Springs | $542,000 | $349 | +23% |
| 80831 Peyton | $535,000 | $198 | +22% |
| 80133 Palmer Lake | $514,000 | $275 | +17% |
| 80906 Colorado Springs | $512,000 | $239 | +16% |
| 80809 Cascade | $509,000 | $291 | +16% |
| 80920 Colorado Springs | $509,000 | $203 | +16% |
| 80930 Colorado Springs | $502,000 | $264 | +14% |
| 80927 Colorado Springs | $494,000 | $208 | +12% |
Home value appreciation in El Paso County
Home prices in El Paso County have risen about 105% over the last 10 years (≈7.4% a year) and +119.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.5% — roughly flat. A home worth $440,000 today was worth roughly $214,739 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Colorado is +93.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for El Paso County
Run the numbers for El Paso County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in El Paso County
To buy the typical $440,000 home in El Paso County with 20% down, you need a household income of roughly $120,000 a year (about $2,790 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $142,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,000 | $3,470/mo | $149,000/yr |
| 10% (+PMI) | $44,000 | $3,320/mo | $142,000/yr |
| 20% | $88,000 | $2,790/mo | $120,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in El Paso County
At about $226 per square foot, here is roughly how much home different budgets get you in El Paso County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 880 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1330 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1770 sq ft | around the typical home here |
| $500k | 2210 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado.
Estimate a specific home in El Paso County
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El Paso County home prices: frequently asked
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Browse all Colorado cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.