Larimer County, CO Average Home Price (2026)
The average home price in Larimer County, Colorado is about $559,000 (the 2026 median across 18 ZIP codes, at ~$297/sq ft) — 13% more expensive than the Colorado median and 93% more expensive than the typical U.S. home.
How Larimer County compares
Larimer County is relatively expensive for housing nationally: its typical home costs $559,000 against $494,000 for Colorado and $289,000 for the U.S. Within the county, ZIP-level values run from about $435,000 to $868,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Larimer County | $559,000 | $297 |
| Colorado | $494,000 | $269 |
| United States | $289,000 | $193 |
Cities in Larimer County
Cities with their own home-value page, largest first:
Larimer County home prices by ZIP code
The 15 most valuable ZIP codes in Larimer County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 82063 Jelm | $868,000 | $457 | +55% |
| 80517 Estes Park | $684,000 | $383 | +22% |
| 80547 Timnath | $670,000 | $224 | +20% |
| 80528 Fort Collins | $640,000 | $221 | +14% |
| 80513 Berthoud | $603,000 | $276 | +8% |
| 80536 Livermore | $600,000 | $293 | +7% |
| 80524 Fort Collins | $581,000 | $301 | +4% |
| 80512 Bellvue | $573,000 | $350 | +3% |
| 80525 Fort Collins | $565,000 | $257 | +1% |
| 80535 Laporte | $553,000 | $379 | -1% |
| 80532 Drake | $548,000 | $403 | -2% |
| 80526 Fort Collins | $530,000 | $272 | -5% |
| 80521 Fort Collins | $516,000 | $334 | -8% |
| 80538 Loveland | $495,000 | $252 | -11% |
| 80537 Loveland | $491,000 | $271 | -12% |
Home value appreciation in Larimer County
Home prices in Larimer County have risen about 94% over the last 10 years (≈6.8% a year) and +138.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.3% — roughly flat. A home worth $559,000 today was worth roughly $288,591 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Colorado is +93.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Larimer County
Run the numbers for Larimer County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Larimer County
To buy the typical $559,000 home in Larimer County with 20% down, you need a household income of roughly $152,000 a year (about $3,550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $181,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,000 | $4,410/mo | $189,000/yr |
| 10% (+PMI) | $55,900 | $4,220/mo | $181,000/yr |
| 20% | $111,800 | $3,550/mo | $152,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Larimer County
At about $297 per square foot, here is roughly how much home different budgets get you in Larimer County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1680 sq ft | around the typical home here |
| $600k | 2020 sq ft | around the typical home here |
| $750k | 2530 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado.
Estimate a specific home in Larimer County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Larimer County home prices: frequently asked
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Browse all Colorado cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.