Routt County, CO Average Home Price (2026)
The average home price in Routt County, Colorado is about $603,000 (the 2026 median across 8 ZIP codes, at ~$418/sq ft) — 22% more expensive than the Colorado median and 109% more expensive than the typical U.S. home.
How Routt County compares
Routt County is relatively expensive for housing nationally: its typical home costs $603,000 against $494,000 for Colorado and $289,000 for the U.S. Within the county, ZIP-level values run from about $399,000 to $2,521,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Routt County | $603,000 | $418 |
| Colorado | $494,000 | $269 |
| United States | $289,000 | $193 |
Routt County home prices by ZIP code
The 8 most valuable ZIP codes in Routt County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 80463 Mc Coy | $2,521,000 | $1327 | +318% |
| 80487 Steamboat Springs | $1,301,000 | $868 | +116% |
| 80428 Clark | $890,000 | $606 | +48% |
| 80467 Oak Creek | $680,000 | $405 | +13% |
| 81639 Hayden | $526,000 | $357 | -13% |
| 80483 Phippsburg | $483,000 | $423 | -20% |
| 80469 Oak Creek | $445,000 | $412 | -26% |
| 81653 Slater | $399,000 | $210 | -34% |
Home value appreciation in Routt County
Home prices in Routt County have risen about 132% over the last 10 years (≈8.8% a year) and +159.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.6% — roughly flat. A home worth $603,000 today was worth roughly $260,475 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Colorado is +93.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Routt County
Run the numbers for Routt County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Routt County
To buy the typical $603,000 home in Routt County with 20% down, you need a household income of roughly $164,000 a year (about $3,830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $195,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $30,200 | $4,760/mo | $204,000/yr |
| 10% (+PMI) | $60,300 | $4,550/mo | $195,000/yr |
| 20% | $120,600 | $3,830/mo | $164,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Routt County
At about $418 per square foot, here is roughly how much home different budgets get you in Routt County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 720 sq ft | below the local median — condos, smaller or older homes |
| $400k | 960 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1200 sq ft | around the typical home here |
| $600k | 1440 sq ft | around the typical home here |
| $750k | 1790 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado.
Estimate a specific home in Routt County
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Routt County home prices: frequently asked
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Browse all Colorado cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.