Grand County, CO Average Home Price (2026)
The average home price in Grand County, Colorado is about $731,000 (the 2026 median across 8 ZIP codes, at ~$452/sq ft) — 48% more expensive than the Colorado median and 153% more expensive than the typical U.S. home.
How Grand County compares
Grand County is relatively expensive for housing nationally: its typical home costs $731,000 against $494,000 for Colorado and $289,000 for the U.S. Within the county, ZIP-level values run from about $539,000 to $1,033,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Grand County | $731,000 | $452 |
| Colorado | $494,000 | $269 |
| United States | $289,000 | $193 |
Grand County home prices by ZIP code
The 8 most valuable ZIP codes in Grand County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 80478 Granby | $1,033,000 | $531 | +41% |
| 80482 Winter Park | $787,000 | $773 | +8% |
| 80442 Fraser | $761,000 | $558 | +4% |
| 80447 Grand Lake | $734,000 | $456 | +0% |
| 80446 Granby | $728,000 | $447 | +0% |
| 80468 Parshall | $705,000 | $240 | -4% |
| 80459 Kremmling | $545,000 | $305 | -25% |
| 80451 Hot Sulphur Springs | $539,000 | $404 | -26% |
Home value appreciation in Grand County
Home prices in Grand County have risen about 150% over the last 10 years (≈9.6% a year) and +153.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.1% — still rising. A home worth $731,000 today was worth roughly $292,751 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Colorado is +93.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Grand County
Run the numbers for Grand County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Grand County
To buy the typical $731,000 home in Grand County with 20% down, you need a household income of roughly $199,000 a year (about $4,640 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $236,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $36,600 | $5,770/mo | $247,000/yr |
| 10% (+PMI) | $73,100 | $5,510/mo | $236,000/yr |
| 20% | $146,200 | $4,640/mo | $199,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Grand County
At about $452 per square foot, here is roughly how much home different budgets get you in Grand County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 880 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1330 sq ft | around the typical home here |
| $750k | 1660 sq ft | around the typical home here |
| $1.00M | 2210 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado.
Estimate a specific home in Grand County
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Grand County home prices: frequently asked
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Browse all Colorado cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.