Jefferson County, CO Average Home Price (2026)
The average home price in Jefferson County, Colorado is about $583,500 (the 2026 median across 26 ZIP codes, at ~$297/sq ft) — 18% more expensive than the Colorado median and 102% more expensive than the typical U.S. home.
How Jefferson County compares
Jefferson County is relatively expensive for housing nationally: its typical home costs $583,500 against $494,000 for Colorado and $289,000 for the U.S. Within the county, ZIP-level values run from about $428,000 to $853,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jefferson County | $583,500 | $297 |
| Colorado | $494,000 | $269 |
| United States | $289,000 | $193 |
Cities in Jefferson County
Cities with their own home-value page, largest first:
Jefferson County home prices by ZIP code
The 15 most valuable ZIP codes in Jefferson County (of 26 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 80403 Golden | $853,000 | $369 | +46% |
| 80007 Arvada | $832,000 | $242 | +43% |
| 80401 Golden | $817,000 | $340 | +40% |
| 80433 Conifer | $730,000 | $347 | +25% |
| 80465 Morrison | $702,000 | $325 | +20% |
| 80454 Indian Hills | $661,000 | $442 | +13% |
| 80215 Lakewood | $660,000 | $307 | +13% |
| 80470 Pine | $658,000 | $343 | +13% |
| 80127 Littleton | $655,000 | $297 | +12% |
| 80228 Lakewood | $631,000 | $276 | +8% |
| 80005 Arvada | $628,000 | $266 | +8% |
| 80425 Buffalo Creek | $591,000 | $311 | +1% |
| 80004 Arvada | $586,000 | $273 | +0% |
| 80123 Littleton | $581,000 | $291 | +0% |
| 80033 Wheat Ridge | $577,000 | $317 | -1% |
Home value appreciation in Jefferson County
Home prices in Jefferson County have risen about 99% over the last 10 years (≈7.1% a year) and +147.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.5% — roughly flat. A home worth $583,500 today was worth roughly $293,069 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Colorado is +93.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jefferson County
Run the numbers for Jefferson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jefferson County
To buy the typical $583,500 home in Jefferson County with 20% down, you need a household income of roughly $159,000 a year (about $3,700 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $189,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $29,200 | $4,600/mo | $197,000/yr |
| 10% (+PMI) | $58,400 | $4,400/mo | $189,000/yr |
| 20% | $116,700 | $3,700/mo | $159,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jefferson County
At about $297 per square foot, here is roughly how much home different budgets get you in Jefferson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1680 sq ft | around the typical home here |
| $600k | 2020 sq ft | around the typical home here |
| $750k | 2530 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Colorado.
Estimate a specific home in Jefferson County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Jefferson County home prices: frequently asked
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Browse all Colorado cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.