South Carolina Average Home Price by City (2026)
The average home price in South Carolina (SC) is about $237,000 — the 2026 median, at ~$177/sq ft — 19% more affordable than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to South Carolina?
Housing in South Carolina is 19% more affordable than the national average, with a typical home around $237,000 and a local rate near $177 per square foot. Among the 14 South Carolina cities we track, Charleston is the most expensive (median $748,000) and Sumter is the most affordable (median $201,000) — so where you land in the state matters as much as the state itself.
Browse South Carolina cities
See the cheapest (and most expensive) places to live in South Carolina.
Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.
Salary needed to buy a home in South Carolina
To buy the typical $237,000 home in South Carolina with 20% down, you need a household income of roughly $64,000 a year (about $1,500 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $77,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,900 | $1,870/mo | $80,000/yr |
| 10% (+PMI) | $23,700 | $1,790/mo | $77,000/yr |
| 20% | $47,400 | $1,500/mo | $64,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in South Carolina
At about $177 per square foot, here is roughly how much home different budgets get you in South Carolina:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 850 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1130 sq ft | around the typical home here |
| $250k | 1410 sq ft | around the typical home here |
| $300k | 1690 sq ft | around the typical home here |
| $400k | 2260 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to South Carolina so you can compare your current home against every South Carolina city we track.