Laurens County, SC Average Home Price (2026)
The average home price in Laurens County, South Carolina is about $198,000 (the 2026 median across 8 ZIP codes, at ~$170/sq ft) — 16% more affordable than the South Carolina median and 31% more affordable than the typical U.S. home.
How Laurens County compares
Laurens County is relatively affordable for housing nationally: its typical home costs $198,000 against $236,000 for South Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $128,000 to $240,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Laurens County | $198,000 | $170 |
| South Carolina | $236,000 | $177 |
| United States | $289,000 | $193 |
Laurens County home prices by ZIP code
The 8 most valuable ZIP codes in Laurens County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 29332 Cross Hill | $240,000 | $250 | +21% |
| 29645 Gray Court | $232,000 | $178 | +17% |
| 29384 Waterloo | $214,000 | $214 | +8% |
| 29370 Cross Hill | $199,000 | $356 | +1% |
| 29360 Laurens | $197,000 | $162 | -1% |
| 29325 Clinton | $174,000 | $129 | -12% |
| 29692 Ware Shoals | $144,000 | $124 | -27% |
| 29351 Joanna | $128,000 | $101 | -35% |
Home value appreciation in Laurens County
Home prices in Laurens County have risen about 97% over the last 10 years (≈7.0% a year) and +112.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $198,000 today was worth roughly $100,457 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, South Carolina is +104.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Laurens County
Run the numbers for Laurens County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Laurens County
To buy the typical $198,000 home in Laurens County with 20% down, you need a household income of roughly $54,000 a year (about $1,260 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $64,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,900 | $1,560/mo | $67,000/yr |
| 10% (+PMI) | $19,800 | $1,490/mo | $64,000/yr |
| 20% | $39,600 | $1,260/mo | $54,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Laurens County
At about $170 per square foot, here is roughly how much home different budgets get you in Laurens County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 880 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1180 sq ft | around the typical home here |
| $250k | 1470 sq ft | around the typical home here |
| $300k | 1760 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2350 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to South Carolina.
Estimate a specific home in Laurens County
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Laurens County home prices: frequently asked
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Browse all South Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.