Chesterfield County, SC Average Home Price (2026)
The average home price in Chesterfield County, South Carolina is about $172,500 (the 2026 median across 8 ZIP codes, at ~$149/sq ft) — 27% more affordable than the South Carolina median and 40% more affordable than the typical U.S. home.
How Chesterfield County compares
Chesterfield County is relatively affordable for housing nationally: its typical home costs $172,500 against $236,000 for South Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $139,000 to $226,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Chesterfield County | $172,500 | $149 |
| South Carolina | $236,000 | $177 |
| United States | $289,000 | $193 |
Chesterfield County home prices by ZIP code
The 8 most valuable ZIP codes in Chesterfield County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 29728 Pageland | $226,000 | $177 | +31% |
| 29718 Jefferson | $203,000 | $154 | +18% |
| 29709 Chesterfield | $195,000 | $146 | +13% |
| 29101 Mc Bee | $174,000 | $151 | +1% |
| 29741 Ruby | $171,000 | $176 | -1% |
| 29727 Jefferson | $168,000 | $115 | -3% |
| 29520 Cheraw | $163,000 | $131 | -6% |
| 29584 Chesterfield | $139,000 | $136 | -19% |
Home value appreciation in Chesterfield County
Home prices in Chesterfield County have risen about 87% over the last 10 years (≈6.5% a year) and +117.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +19.4% — still rising. A home worth $172,500 today was worth roughly $92,147 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, South Carolina is +104.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Chesterfield County
Run the numbers for Chesterfield County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Chesterfield County
To buy the typical $172,500 home in Chesterfield County with 20% down, you need a household income of roughly $47,000 a year (about $1,100 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $56,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,600 | $1,360/mo | $58,000/yr |
| 10% (+PMI) | $17,300 | $1,300/mo | $56,000/yr |
| 20% | $34,500 | $1,100/mo | $47,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Chesterfield County
At about $149 per square foot, here is roughly how much home different budgets get you in Chesterfield County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1010 sq ft | around the typical home here |
| $200k | 1340 sq ft | around the typical home here |
| $250k | 1680 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2010 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2680 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to South Carolina.
Estimate a specific home in Chesterfield County
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Chesterfield County home prices: frequently asked
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Browse all South Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.