Florence County, SC Average Home Price (2026)
The average home price in Florence County, South Carolina is about $151,000 (the 2026 median across 11 ZIP codes, at ~$140/sq ft) — 36% more affordable than the South Carolina median and 48% more affordable than the typical U.S. home.
How Florence County compares
Florence County is relatively affordable for housing nationally: its typical home costs $151,000 against $236,000 for South Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $126,000 to $244,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Florence County | $151,000 | $140 |
| South Carolina | $236,000 | $177 |
| United States | $289,000 | $193 |
Cities in Florence County
Cities with their own home-value page, largest first:
Florence County home prices by ZIP code
The 11 most valuable ZIP codes in Florence County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 29501 Florence | $244,000 | $151 | +62% |
| 29505 Florence | $237,000 | $153 | +57% |
| 29541 Effingham | $213,000 | $150 | +41% |
| 29161 Timmonsville | $179,000 | $146 | +19% |
| 29530 Coward | $152,000 | $96 | +1% |
| 29583 Pamplico | $151,000 | $140 | +0% |
| 29506 Florence | $149,000 | $140 | -1% |
| 29555 Johnsonville | $145,000 | $158 | -4% |
| 29591 Scranton | $137,000 | $98 | -9% |
| 29560 Lake City | $128,000 | $112 | -15% |
| 29114 Olanta | $126,000 | $88 | -17% |
Home value appreciation in Florence County
Home prices in Florence County have risen about 72% over the last 10 years (≈5.6% a year) and +78.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.5% — still rising. A home worth $151,000 today was worth roughly $87,944 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, South Carolina is +104.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Florence County
Run the numbers for Florence County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Florence County
To buy the typical $151,000 home in Florence County with 20% down, you need a household income of roughly $41,000 a year (about $960 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $49,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,600 | $1,190/mo | $51,000/yr |
| 10% (+PMI) | $15,100 | $1,140/mo | $49,000/yr |
| 20% | $30,200 | $960/mo | $41,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Florence County
At about $140 per square foot, here is roughly how much home different budgets get you in Florence County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1070 sq ft | around the typical home here |
| $200k | 1430 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 1790 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to South Carolina.
Estimate a specific home in Florence County
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Florence County home prices: frequently asked
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Browse all South Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.