Richland County, SC Average Home Price (2026)
The average home price in Richland County, South Carolina is about $221,500 (the 2026 median across 14 ZIP codes, at ~$149/sq ft) — 6% more affordable than the South Carolina median and 23% more affordable than the typical U.S. home.
How Richland County compares
Richland County is about average for housing nationally: its typical home costs $221,500 against $236,000 for South Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $96,000 to $391,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Richland County | $221,500 | $149 |
| South Carolina | $236,000 | $177 |
| United States | $289,000 | $193 |
Cities in Richland County
Cities with their own home-value page, largest first:
Richland County home prices by ZIP code
The 14 most valuable ZIP codes in Richland County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 29206 Columbia | $391,000 | $192 | +77% |
| 29016 Blythewood | $345,000 | $152 | +56% |
| 29205 Columbia | $312,000 | $229 | +41% |
| 29063 Irmo | $272,000 | $156 | +23% |
| 29229 Columbia | $265,000 | $142 | +20% |
| 29201 Columbia | $241,000 | $224 | +9% |
| 29209 Columbia | $223,000 | $142 | +1% |
| 29223 Columbia | $220,000 | $143 | -1% |
| 29210 Columbia | $195,000 | $129 | -12% |
| 29061 Hopkins | $191,000 | $145 | -14% |
| 29204 Columbia | $189,000 | $165 | -15% |
| 29203 Columbia | $131,000 | $149 | -41% |
| 29052 Gadsden | $102,000 | $114 | -54% |
| 29044 Columbia | $96,000 | $148 | -57% |
Home value appreciation in Richland County
Home prices in Richland County have risen about 84% over the last 10 years (≈6.3% a year) and +86.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.1% — still rising. A home worth $221,500 today was worth roughly $120,184 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, South Carolina is +104.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Richland County
Run the numbers for Richland County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Richland County
To buy the typical $221,500 home in Richland County with 20% down, you need a household income of roughly $60,000 a year (about $1,410 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $72,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,100 | $1,750/mo | $75,000/yr |
| 10% (+PMI) | $22,200 | $1,670/mo | $72,000/yr |
| 20% | $44,300 | $1,410/mo | $60,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Richland County
At about $149 per square foot, here is roughly how much home different budgets get you in Richland County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1340 sq ft | around the typical home here |
| $250k | 1680 sq ft | around the typical home here |
| $300k | 2010 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2680 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to South Carolina.
Estimate a specific home in Richland County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Richland County home prices: frequently asked
What is the average home price in Richland County, SC? +
What salary do you need to buy a house in Richland County? +
Which part of Richland County is most expensive? +
Are home values in Richland County going up? +
Browse all South Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.