Massachusetts Average Home Price by City (2026)

The average home price in Massachusetts (MA) is about $631,000 — the 2026 median, at ~$361/sq ft — 115% more expensive than the typical U.S. home.

$631,000
Massachusetts median value
$361
Median price / sq ft
~1,750
sq ft a median budget buys
+115%
vs U.S. median
Boston — $816,000BostonSpringfield — $308,000SpringfieldNewton — $1,422,000Worcester — $430,000Cambridge — $1,158,000Falmouth — $1,083,000FalmouthDennis — $700,500Dennis

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Massachusetts?

Housing in Massachusetts is 115% more expensive than the national average, with a typical home around $631,000 and a local rate near $361 per square foot. Among the 28 Massachusetts cities we track, Newton is the most expensive (median $1,422,000) and Springfield is the most affordable (median $308,000) — so where you land in the state matters as much as the state itself.

Browse Massachusetts cities

Newton$1,422,000Chatham$1,361,000Brookline$1,260,000Cambridge$1,158,000Falmouth$1,083,000Somerville$948,000Barnstable$843,000Waltham$822,000Walpole$816,000Boston$816,000Bourne$735,000Quincy$717,000Dennis$700,500Yarmouth$621,000Weymouth$620,000Grafton$588,000Lynn$565,500Haverhill$564,000Northampton$505,000Lawrence$495,000Lowell$484,000Wareham$483,000Leicester$472,000Fall River$449,000New Bedford$448,500Worcester$430,000Chicopee$324,000Springfield$308,000

See the cheapest (and most expensive) places to live in Massachusetts.

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Salary needed to buy a home in Massachusetts

To buy the typical $631,000 home in Massachusetts with 20% down, you need a household income of roughly $172,000 a year (about $4,010 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $204,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$31,600$4,980/mo$213,000/yr
10% (+PMI)$63,100$4,760/mo$204,000/yr
20%$126,200$4,010/mo$172,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Massachusetts

At about $361 per square foot, here is roughly how much home different budgets get you in Massachusetts:

BudgetApprox. sizeWhat that looks like locally
$300k830 sq ftbelow the local median — condos, smaller or older homes
$400k1110 sq ftbelow the local median — condos, smaller or older homes
$500k1390 sq ftbelow the local median — condos, smaller or older homes
$600k1660 sq ftaround the typical home here
$750k2080 sq ftaround the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Massachusetts so you can compare your current home against every Massachusetts city we track.

Massachusetts home prices: frequently asked

What salary do you need to buy a house in Massachusetts? +
For the typical $631,000 home in Massachusetts, a household income of about $172,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $204,000; with 5% down about $213,000.
What is the average home price in Massachusetts? +
The average home price in Massachusetts is about $631,000 as of 2026, at roughly $361 per square foot — 115% more expensive than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Massachusetts (MA)? +
About $631,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $361/sq ft, a median budget in Massachusetts buys roughly 1,750 sq ft of home.
Where is Massachusetts most and least expensive? +
Among the 28 Massachusetts cities tracked here, Newton is the priciest (median $1,422,000) and Springfield is the most affordable (median $308,000). ZIP-level prices within one city vary further, so check the city page for your area.