Massachusetts Average Home Price by City (2026)

The average home price in Massachusetts (MA) is about $617,000 — the 2026 median, at ~$355/sq ft — 113% more expensive than the typical U.S. home.

$617,000
Massachusetts median value
$355
Median price / sq ft
~1,740
sq ft a median budget buys
+113%
vs U.S. median
Boston — $761,500BostonSpringfield — $303,000SpringfieldNewton — $1,353,000Worcester — $422,000Cambridge — $1,066,000Falmouth — $1,055,500FalmouthDennis — $690,000Dennis

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Massachusetts?

Housing in Massachusetts is 113% more expensive than the national average, with a typical home around $617,000 and a local rate near $355 per square foot. Among the 28 Massachusetts cities we track, Chatham is the most expensive (median $1,363,000) and Springfield is the most affordable (median $303,000) — so where you land in the state matters as much as the state itself.

Browse Massachusetts cities

Chatham$1,363,000Newton$1,353,000Brookline$1,182,000Cambridge$1,066,000Falmouth$1,055,500Somerville$932,000Barnstable$828,000Walpole$801,000Waltham$795,000Boston$761,500Bourne$740,000Quincy$703,000Dennis$690,000Weymouth$609,500Yarmouth$609,000Grafton$579,000Haverhill$554,000Lynn$553,000Northampton$497,000Lawrence$486,000Wareham$479,000Lowell$473,500Leicester$462,000Fall River$442,500New Bedford$438,500Worcester$422,000Chicopee$318,000Springfield$303,000

Massachusetts home prices by county

12 Massachusetts counties with enough data for their own page, priciest first:

Middlesex County$814,500Barnstable County$807,000Essex County$774,000Norfolk County$757,000Suffolk County$733,000Plymouth County$643,000Bristol County$578,500Berkshire County$488,000Worcester County$478,000Hampshire County$434,000Franklin County$375,000Hampden County$342,000

See the cheapest (and most expensive) places to live in Massachusetts.

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Home value appreciation in Massachusetts

Home prices in Massachusetts have risen about 87% over the last 10 years (≈6.5% a year) and +70.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.7% — still rising. A home worth $617,000 today was worth roughly $329,770 ten years ago.

+3.7%
1-year change
+49.2%
5-year change
+87.1%
10-year change
+70.7%
20-year change

See where that trend takes a specific home with the home appreciation calculator — nationally the median state is +85.6% over 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for Massachusetts

Run the numbers for Massachusetts with the local rates already filled in — change any input to test your own situation.

Property taxannual tax at local effective ratesAffordability by salarythe price your income supports hereMonthly paymentPITI on a home at this priceRent affordabilityyour max rent vs the local medianUtility costselectric, gas, water and internet per monthHome insurancetypical premium for this stateCost to buildnew-construction cost per sq ft here

Salary needed to buy a home in Massachusetts

To buy the typical $617,000 home in Massachusetts with 20% down, you need a household income of roughly $168,000 a year (about $3,920 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $199,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$30,900$4,870/mo$209,000/yr
10% (+PMI)$61,700$4,650/mo$199,000/yr
20%$123,400$3,920/mo$168,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Massachusetts

At about $355 per square foot, here is roughly how much home different budgets get you in Massachusetts:

BudgetApprox. sizeWhat that looks like locally
$300k850 sq ftbelow the local median — condos, smaller or older homes
$400k1130 sq ftbelow the local median — condos, smaller or older homes
$500k1410 sq ftaround the typical home here
$600k1690 sq ftaround the typical home here
$750k2110 sq ftaround the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Massachusetts so you can compare your current home against every Massachusetts city we track.

Massachusetts home prices: frequently asked

What salary do you need to buy a house in Massachusetts? +
For the typical $617,000 home in Massachusetts, a household income of about $168,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $199,000; with 5% down about $209,000.
What is the average home price in Massachusetts? +
The average home price in Massachusetts is about $617,000 as of 2026, at roughly $355 per square foot — 113% more expensive than the U.S. median of $289,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Massachusetts (MA)? +
About $617,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $355/sq ft, a median budget in Massachusetts buys roughly 1,740 sq ft of home.
Where is Massachusetts most and least expensive? +
Among the 28 Massachusetts cities tracked here, Chatham is the priciest (median $1,363,000) and Springfield is the most affordable (median $303,000). ZIP-level prices within one city vary further, so check the city page for your area.
Are home values in Massachusetts going up? +
Over the last 10 years home prices in Massachusetts changed about +87.1% (≈6.5% a year), and +3.7% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +70.7%. Past gains are not a guarantee of future ones.