Suffolk County, MA Average Home Price (2026)
The average home price in Suffolk County, Massachusetts is about $733,000 (the 2026 median across 31 ZIP codes, at ~$709/sq ft) — 19% more expensive than the Massachusetts median and 154% more expensive than the typical U.S. home.
How Suffolk County compares
Suffolk County is relatively expensive for housing nationally: its typical home costs $733,000 against $617,000 for Massachusetts and $289,000 for the U.S. Within the county, ZIP-level values run from about $519,000 to $3,281,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Suffolk County | $733,000 | $709 |
| Massachusetts | $617,000 | $355 |
| United States | $289,000 | $193 |
Cities in Suffolk County
Cities with their own home-value page, largest first:
Suffolk County home prices by ZIP code
The 15 most valuable ZIP codes in Suffolk County (of 31 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 02199 Boston | $3,281,000 | $2548 | +348% |
| 02108 Boston | $1,686,000 | $1494 | +130% |
| 02210 Boston | $1,488,000 | $1680 | +103% |
| 02110 Boston | $1,422,000 | $1640 | +94% |
| 02116 Boston | $1,339,000 | $1371 | +83% |
| 02129 Boston | $1,007,000 | $836 | +37% |
| 02111 Boston | $972,000 | $1014 | +33% |
| 02118 Boston | $962,000 | $1146 | +31% |
| 02109 Boston | $951,000 | $1194 | +30% |
| 02120 Boston | $936,000 | $643 | +28% |
| 02115 Boston | $901,000 | $1286 | +23% |
| 02127 Boston | $854,000 | $837 | +17% |
| 02132 Boston | $792,000 | $523 | +8% |
| 02130 Boston | $789,000 | $644 | +8% |
| 02134 Boston | $734,000 | $634 | +0% |
Home value appreciation in Suffolk County
Home prices in Suffolk County have risen about 87% over the last 10 years (≈6.4% a year) and +94.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.4% — still rising. A home worth $733,000 today was worth roughly $392,608 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Massachusetts is +87.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Suffolk County
Run the numbers for Suffolk County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Suffolk County
To buy the typical $733,000 home in Suffolk County with 20% down, you need a household income of roughly $199,000 a year (about $4,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $237,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $36,700 | $5,780/mo | $248,000/yr |
| 10% (+PMI) | $73,300 | $5,530/mo | $237,000/yr |
| 20% | $146,600 | $4,650/mo | $199,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Suffolk County
At about $709 per square foot, here is roughly how much home different budgets get you in Suffolk County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 560 sq ft | below the local median — condos, smaller or older homes |
| $500k | 710 sq ft | below the local median — condos, smaller or older homes |
| $600k | 850 sq ft | around the typical home here |
| $750k | 1060 sq ft | around the typical home here |
| $1.00M | 1410 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Massachusetts.
Estimate a specific home in Suffolk County
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Suffolk County home prices: frequently asked
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Browse all Massachusetts cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.