Hampden County, MA Average Home Price (2026)
The average home price in Hampden County, Massachusetts is about $342,000 (the 2026 median across 37 ZIP codes, at ~$239/sq ft) — 45% more affordable than the Massachusetts median and 18% more expensive than the typical U.S. home.
How Hampden County compares
Hampden County is about average for housing nationally: its typical home costs $342,000 against $617,000 for Massachusetts and $289,000 for the U.S. Within the county, ZIP-level values run from about $133,000 to $535,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hampden County | $342,000 | $239 |
| Massachusetts | $617,000 | $355 |
| United States | $289,000 | $193 |
Cities in Hampden County
Cities with their own home-value page, largest first:
Hampden County home prices by ZIP code
The 15 most valuable ZIP codes in Hampden County (of 37 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 01106 Longmeadow | $535,000 | $252 | +56% |
| 01095 Wilbraham | $481,000 | $245 | +41% |
| 01036 Hampden | $451,000 | $237 | +32% |
| 01010 Brimfield | $446,000 | $284 | +30% |
| 01028 East Longmeadow | $426,000 | $259 | +25% |
| 01034 Granville | $425,000 | $192 | +24% |
| 01077 Southwick | $412,000 | $268 | +20% |
| 01057 Monson | $409,000 | $241 | +20% |
| 01009 Bondsville | $407,000 | $214 | +19% |
| 01030 Agawam | $401,000 | $239 | +17% |
| 01085 Westfield | $386,000 | $236 | +13% |
| 01521 Holland | $380,000 | $315 | +11% |
| 01056 Ludlow | $373,000 | $280 | +9% |
| 01008 Blandford | $370,000 | $201 | +8% |
| 01089 West Springfield | $362,000 | $238 | +6% |
Home value appreciation in Hampden County
Home prices in Hampden County have risen about 84% over the last 10 years (≈6.3% a year) and +69.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.3% — still rising. A home worth $342,000 today was worth roughly $186,275 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Massachusetts is +87.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hampden County
Run the numbers for Hampden County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hampden County
To buy the typical $342,000 home in Hampden County with 20% down, you need a household income of roughly $93,000 a year (about $2,170 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $111,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,100 | $2,700/mo | $116,000/yr |
| 10% (+PMI) | $34,200 | $2,580/mo | $111,000/yr |
| 20% | $68,400 | $2,170/mo | $93,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hampden County
At about $239 per square foot, here is roughly how much home different budgets get you in Hampden County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 840 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1260 sq ft | around the typical home here |
| $400k | 1670 sq ft | around the typical home here |
| $500k | 2090 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Massachusetts.
Estimate a specific home in Hampden County
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Hampden County home prices: frequently asked
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Browse all Massachusetts cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.