Hampshire County, MA Average Home Price (2026)
The average home price in Hampshire County, Massachusetts is about $434,000 (the 2026 median across 22 ZIP codes, at ~$296/sq ft) — 30% more affordable than the Massachusetts median and 50% more expensive than the typical U.S. home.
How Hampshire County compares
Hampshire County is relatively expensive for housing nationally: its typical home costs $434,000 against $617,000 for Massachusetts and $289,000 for the U.S. Within the county, ZIP-level values run from about $324,000 to $716,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hampshire County | $434,000 | $296 |
| Massachusetts | $617,000 | $355 |
| United States | $289,000 | $193 |
Cities in Hampshire County
Cities with their own home-value page, largest first:
Hampshire County home prices by ZIP code
The 15 most valuable ZIP codes in Hampshire County (of 22 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 01088 West Hatfield | $716,000 | $377 | +65% |
| 01002 Amherst | $536,000 | $335 | +24% |
| 01035 Hadley | $524,000 | $261 | +21% |
| 01073 Southampton | $499,000 | $290 | +15% |
| 01038 Hatfield | $499,000 | $314 | +15% |
| 01062 Northampton | $498,000 | $361 | +15% |
| 01060 Northampton | $497,000 | $386 | +15% |
| 01007 Belchertown | $474,000 | $264 | +9% |
| 01053 Northampton | $462,000 | $280 | +6% |
| 01039 Whately | $461,000 | $303 | +6% |
| 01027 Easthampton | $437,000 | $298 | +1% |
| 01096 Williamsburg | $431,000 | $217 | -1% |
| 01098 Worthington | $409,000 | $265 | -6% |
| 01033 Granby | $403,000 | $300 | -7% |
| 01012 Chesterfield | $395,000 | $267 | -9% |
Home value appreciation in Hampshire County
Home prices in Hampshire County have risen about 78% over the last 10 years (≈5.9% a year) and +73.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.0% — still rising. A home worth $434,000 today was worth roughly $244,232 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Massachusetts is +87.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hampshire County
Run the numbers for Hampshire County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hampshire County
To buy the typical $434,000 home in Hampshire County with 20% down, you need a household income of roughly $118,000 a year (about $2,760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $140,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,700 | $3,420/mo | $147,000/yr |
| 10% (+PMI) | $43,400 | $3,270/mo | $140,000/yr |
| 20% | $86,800 | $2,760/mo | $118,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hampshire County
At about $296 per square foot, here is roughly how much home different budgets get you in Hampshire County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 680 sq ft | below the local median — condos, smaller or older homes |
| $250k | 840 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1350 sq ft | around the typical home here |
| $500k | 1690 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Massachusetts.
Estimate a specific home in Hampshire County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Hampshire County home prices: frequently asked
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Browse all Massachusetts cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.