Worcester County, MA Average Home Price (2026)
The average home price in Worcester County, Massachusetts is about $478,000 (the 2026 median across 81 ZIP codes, at ~$291/sq ft) — 23% more affordable than the Massachusetts median and 65% more expensive than the typical U.S. home.
How Worcester County compares
Worcester County is relatively expensive for housing nationally: its typical home costs $478,000 against $617,000 for Massachusetts and $289,000 for the U.S. Within the county, ZIP-level values run from about $185,000 to $954,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Worcester County | $478,000 | $291 |
| Massachusetts | $617,000 | $355 |
| United States | $289,000 | $193 |
Cities in Worcester County
Cities with their own home-value page, largest first:
Worcester County home prices by ZIP code
The 15 most valuable ZIP codes in Worcester County (of 81 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 01772 Southborough | $954,000 | $353 | +100% |
| 01451 Harvard | $923,000 | $356 | +93% |
| 01745 Fayville | $891,000 | $469 | +86% |
| 01740 Bolton | $866,000 | $307 | +81% |
| 01581 Westborough | $726,000 | $384 | +52% |
| 01756 Mendon | $709,000 | $323 | +48% |
| 01568 Upton | $708,000 | $317 | +48% |
| 01532 Northborough | $686,000 | $334 | +44% |
| 01545 Shrewsbury | $686,000 | $344 | +44% |
| 01519 Grafton | $682,000 | $314 | +43% |
| 01503 Berlin | $662,000 | $333 | +38% |
| 01590 Sutton | $642,000 | $296 | +34% |
| 01541 Princeton | $628,000 | $260 | +31% |
| 01505 Boylston | $626,000 | $359 | +31% |
| 01434 Devens | $594,000 | $376 | +24% |
Home value appreciation in Worcester County
Home prices in Worcester County have risen about 95% over the last 10 years (≈6.9% a year) and +62.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.4% — still rising. A home worth $478,000 today was worth roughly $245,254 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Massachusetts is +87.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Worcester County
Run the numbers for Worcester County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Worcester County
To buy the typical $478,000 home in Worcester County with 20% down, you need a household income of roughly $130,000 a year (about $3,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $155,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,900 | $3,770/mo | $162,000/yr |
| 10% (+PMI) | $47,800 | $3,610/mo | $155,000/yr |
| 20% | $95,600 | $3,030/mo | $130,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Worcester County
At about $291 per square foot, here is roughly how much home different budgets get you in Worcester County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 860 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1370 sq ft | around the typical home here |
| $500k | 1720 sq ft | around the typical home here |
| $600k | 2060 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Massachusetts.
Estimate a specific home in Worcester County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Worcester County home prices: frequently asked
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Browse all Massachusetts cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.