Vermont Average Home Price by City (2026)
The average home price in Vermont (VT) is about $369,500 — the 2026 median, at ~$264/sq ft — 26% more expensive than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to Vermont?
Housing in Vermont is 26% more expensive than the national average, with a typical home around $369,500 and a local rate near $264 per square foot. Among the 3 Vermont cities we track, Londonderry is the most expensive (median $458,000) and Newbury is the most affordable (median $293,000) — so where you land in the state matters as much as the state itself.
Browse Vermont cities
Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.
Salary needed to buy a home in Vermont
To buy the typical $369,500 home in Vermont with 20% down, you need a household income of roughly $101,000 a year (about $2,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $119,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,500 | $2,920/mo | $125,000/yr |
| 10% (+PMI) | $37,000 | $2,790/mo | $119,000/yr |
| 20% | $73,900 | $2,350/mo | $101,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Vermont
At about $264 per square foot, here is roughly how much home different budgets get you in Vermont:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 760 sq ft | below the local median — condos, smaller or older homes |
| $250k | 950 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1140 sq ft | around the typical home here |
| $400k | 1520 sq ft | around the typical home here |
| $500k | 1890 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Vermont so you can compare your current home against every Vermont city we track.