Vermont Average Home Price by City (2026)

The average home price in Vermont (VT) is about $352,000 — the 2026 median, at ~$251/sq ft — 22% more expensive than the typical U.S. home.

$352,000
Vermont median value
$251
Median price / sq ft
~1,400
sq ft a median budget buys
+22%
vs U.S. median
Newbury — $279,000NewburyLondonderry — $445,000Londonderry

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Vermont?

Housing in Vermont is 22% more expensive than the national average, with a typical home around $352,000 and a local rate near $251 per square foot. Among the 3 Vermont cities we track, Londonderry is the most expensive (median $445,000) and Newbury is the most affordable (median $279,000) — so where you land in the state matters as much as the state itself.

Browse Vermont cities

Londonderry$445,000Thetford$401,000Newbury$279,000

Vermont home prices by county

13 Vermont counties with enough data for their own page, priciest first:

Chittenden County$537,000Windsor County$411,000Addison County$402,000Washington County$376,000Bennington County$358,500Lamoille County$353,000Windham County$352,000Franklin County$344,000Rutland County$322,000Caledonia County$304,000Orange County$298,000Orleans County$294,500Essex County$254,000

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Home value appreciation in Vermont

Home prices in Vermont have risen about 89% over the last 10 years (≈6.6% a year) and +95.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.6% — still rising. A home worth $352,000 today was worth roughly $186,441 ten years ago.

+3.6%
1-year change
+64.1%
5-year change
+88.8%
10-year change
+95.9%
20-year change

See where that trend takes a specific home with the home appreciation calculator — nationally the median state is +85.6% over 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for Vermont

Run the numbers for Vermont with the local rates already filled in — change any input to test your own situation.

Property taxannual tax at local effective ratesAffordability by salarythe price your income supports hereMonthly paymentPITI on a home at this priceRent affordabilityyour max rent vs the local medianUtility costselectric, gas, water and internet per monthHome insurancetypical premium for this stateCost to buildnew-construction cost per sq ft here

Salary needed to buy a home in Vermont

To buy the typical $352,000 home in Vermont with 20% down, you need a household income of roughly $96,000 a year (about $2,230 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $114,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$17,600$2,780/mo$119,000/yr
10% (+PMI)$35,200$2,660/mo$114,000/yr
20%$70,400$2,230/mo$96,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Vermont

At about $251 per square foot, here is roughly how much home different budgets get you in Vermont:

BudgetApprox. sizeWhat that looks like locally
$200k800 sq ftbelow the local median — condos, smaller or older homes
$250k1000 sq ftbelow the local median — condos, smaller or older homes
$300k1200 sq ftaround the typical home here
$400k1590 sq ftaround the typical home here
$500k1990 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Vermont so you can compare your current home against every Vermont city we track.

Vermont home prices: frequently asked

What salary do you need to buy a house in Vermont? +
For the typical $352,000 home in Vermont, a household income of about $96,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $114,000; with 5% down about $119,000.
What is the average home price in Vermont? +
The average home price in Vermont is about $352,000 as of 2026, at roughly $251 per square foot — 22% more expensive than the U.S. median of $289,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Vermont (VT)? +
About $352,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $251/sq ft, a median budget in Vermont buys roughly 1,400 sq ft of home.
Where is Vermont most and least expensive? +
Among the 3 Vermont cities tracked here, Londonderry is the priciest (median $445,000) and Newbury is the most affordable (median $279,000). ZIP-level prices within one city vary further, so check the city page for your area.
Are home values in Vermont going up? +
Over the last 10 years home prices in Vermont changed about +88.8% (≈6.6% a year), and +3.6% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +95.9%. Past gains are not a guarantee of future ones.