Chittenden County, VT Average Home Price (2026)
The average home price in Chittenden County, Vermont is about $537,000 (the 2026 median across 16 ZIP codes, at ~$308/sq ft) — 53% more expensive than the Vermont median and 86% more expensive than the typical U.S. home.
How Chittenden County compares
Chittenden County is relatively expensive for housing nationally: its typical home costs $537,000 against $352,000 for Vermont and $289,000 for the U.S. Within the county, ZIP-level values run from about $421,000 to $842,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Chittenden County | $537,000 | $308 |
| Vermont | $352,000 | $251 |
| United States | $289,000 | $193 |
Chittenden County home prices by ZIP code
The 15 most valuable ZIP codes in Chittenden County (of 16 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 05445 Charlotte | $842,000 | $406 | +57% |
| 05482 Shelburne | $672,000 | $346 | +25% |
| 05495 Williston | $565,000 | $329 | +5% |
| 05489 Underhill | $564,000 | $308 | +5% |
| 05461 Hinesburg | $560,000 | $291 | +4% |
| 05401 Burlington | $554,000 | $382 | +3% |
| 05465 Jericho | $549,000 | $279 | +2% |
| 05477 Richmond | $548,000 | $308 | +2% |
| 05494 Westford | $526,000 | $247 | -2% |
| 05403 South Burlington | $476,000 | $321 | -11% |
| 05462 Huntington | $471,000 | $221 | -12% |
| 05452 Essex | $471,000 | $283 | -12% |
| 05446 Colchester | $466,000 | $301 | -13% |
| 05408 Burlington | $454,000 | $308 | -15% |
| 05468 Milton | $442,000 | $267 | -18% |
Home value appreciation in Chittenden County
Home prices in Chittenden County have risen about 88% over the last 10 years (≈6.5% a year) and +108.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.9% — still rising. A home worth $537,000 today was worth roughly $286,095 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Vermont is +88.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Chittenden County
Run the numbers for Chittenden County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Chittenden County
To buy the typical $537,000 home in Chittenden County with 20% down, you need a household income of roughly $146,000 a year (about $3,410 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $174,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $26,900 | $4,240/mo | $182,000/yr |
| 10% (+PMI) | $53,700 | $4,050/mo | $174,000/yr |
| 20% | $107,400 | $3,410/mo | $146,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Chittenden County
At about $308 per square foot, here is roughly how much home different budgets get you in Chittenden County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 810 sq ft | below the local median — condos, smaller or older homes |
| $300k | 970 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1300 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1620 sq ft | around the typical home here |
| $600k | 1950 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Vermont.
Estimate a specific home in Chittenden County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Chittenden County home prices: frequently asked
What is the average home price in Chittenden County, VT? +
What salary do you need to buy a house in Chittenden County? +
Which part of Chittenden County is most expensive? +
Are home values in Chittenden County going up? +
Browse all Vermont cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.