Rutland County, VT Average Home Price (2026)
The average home price in Rutland County, Vermont is about $322,000 (the 2026 median across 25 ZIP codes, at ~$239/sq ft) — 9% more affordable than the Vermont median and 11% more expensive than the typical U.S. home.
How Rutland County compares
Rutland County is about average for housing nationally: its typical home costs $322,000 against $352,000 for Vermont and $289,000 for the U.S. Within the county, ZIP-level values run from about $264,000 to $496,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Rutland County | $322,000 | $239 |
| Vermont | $352,000 | $251 |
| United States | $289,000 | $193 |
Rutland County home prices by ZIP code
The 15 most valuable ZIP codes in Rutland County (of 25 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 05751 Killington | $496,000 | $407 | +54% |
| 05730 Mt Holly | $433,000 | $262 | +34% |
| 05762 Pittsfield | $424,000 | $316 | +32% |
| 05761 Pawlet | $400,000 | $248 | +24% |
| 05758 Mt Holly | $396,000 | $265 | +23% |
| 05737 Chittenden | $365,000 | $226 | +13% |
| 05732 Castleton | $361,000 | $324 | +12% |
| 05742 Wallingford | $358,000 | $239 | +11% |
| 05739 Danby | $351,000 | $208 | +9% |
| 05774 Wells | $350,000 | $447 | +9% |
| 05738 Shrewsbury | $347,000 | $258 | +8% |
| 05757 Middletown Springs | $340,000 | $305 | +6% |
| 05759 Clarendon | $322,000 | $192 | +0% |
| 05773 Wallingford | $316,000 | $220 | -2% |
| 05735 Castleton | $312,000 | $311 | -3% |
Home value appreciation in Rutland County
Home prices in Rutland County have risen about 90% over the last 10 years (≈6.6% a year) and +74.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at 0.0% — roughly flat. A home worth $322,000 today was worth roughly $169,742 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Vermont is +88.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Rutland County
Run the numbers for Rutland County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Rutland County
To buy the typical $322,000 home in Rutland County with 20% down, you need a household income of roughly $88,000 a year (about $2,040 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $104,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,100 | $2,540/mo | $109,000/yr |
| 10% (+PMI) | $32,200 | $2,430/mo | $104,000/yr |
| 20% | $64,400 | $2,040/mo | $88,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Rutland County
At about $239 per square foot, here is roughly how much home different budgets get you in Rutland County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 630 sq ft | below the local median — condos, smaller or older homes |
| $200k | 840 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1260 sq ft | around the typical home here |
| $400k | 1670 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Vermont.
Estimate a specific home in Rutland County
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Rutland County home prices: frequently asked
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Browse all Vermont cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.