Utah Average Home Price by City (2026)
The average home price in Utah (UT) is about $477,000 — the 2026 median, at ~$236/sq ft — 62% more expensive than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to Utah?
Housing in Utah is 62% more expensive than the national average, with a typical home around $477,000 and a local rate near $236 per square foot. Among the 7 Utah cities we track, Sandy is the most expensive (median $808,000) and Ogden is the most affordable (median $440,000) — so where you land in the state matters as much as the state itself.
Browse Utah cities
See the cheapest (and most expensive) places to live in Utah.
Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.
Salary needed to buy a home in Utah
To buy the typical $477,000 home in Utah with 20% down, you need a household income of roughly $130,000 a year (about $3,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $154,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,900 | $3,760/mo | $161,000/yr |
| 10% (+PMI) | $47,700 | $3,600/mo | $154,000/yr |
| 20% | $95,400 | $3,030/mo | $130,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Utah
At about $236 per square foot, here is roughly how much home different budgets get you in Utah:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1270 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1690 sq ft | around the typical home here |
| $500k | 2120 sq ft | around the typical home here |
| $600k | 2540 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Utah so you can compare your current home against every Utah city we track.