Oklahoma Average Home Price by City (2026)

The average home price in Oklahoma (OK) is about $188,000 — the 2026 median, at ~$140/sq ft — 35% more affordable than the typical U.S. home.

$188,000
Oklahoma median value
$140
Median price / sq ft
~1,340
sq ft a median budget buys
-35%
vs U.S. median

Considering a move to Oklahoma?

Housing in Oklahoma is 35% more affordable than the national average, with a typical home around $188,000 and a local rate near $140 per square foot. Among the 8 Oklahoma cities we track, Edmond is the most expensive (median $373,500) and Pawhuska is the most affordable (median $104,000) — so where you land in the state matters as much as the state itself.

Browse Oklahoma cities

Oklahoma home prices by county

19 Oklahoma counties with enough data for their own page, priciest first:

Home value appreciation in Oklahoma

Home prices in Oklahoma have risen about 71% over the last 10 years (≈5.5% a year) and +102.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.6% — still rising. A home worth $188,000 today was worth roughly $109,877 ten years ago.

+2.6%
1-year change
+45.7%
5-year change
+71.1%
10-year change
+102.5%
20-year change

See where that trend takes a specific home with the home appreciation calculator — nationally the median state is +85.6% over 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for Oklahoma

Run the numbers for Oklahoma with the local rates already filled in — change any input to test your own situation.

Salary needed to buy a home in Oklahoma

To buy the typical $188,000 home in Oklahoma with 20% down, you need a household income of roughly $51,000 a year (about $1,190 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$9,400$1,480/mo$64,000/yr
10% (+PMI)$18,800$1,420/mo$61,000/yr
20%$37,600$1,190/mo$51,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Oklahoma

At about $140 per square foot, here is roughly how much home different budgets get you in Oklahoma:

BudgetApprox. sizeWhat that looks like locally
$150k1070 sq ftbelow the local median — condos, smaller or older homes
$200k1430 sq ftaround the typical home here
$250k1790 sq ftabove the median — larger homes or the pricier ZIPs
$300k2140 sq ftabove the median — larger homes or the pricier ZIPs
$400k2860 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oklahoma so you can compare your current home against every Oklahoma city we track.

Oklahoma home prices: frequently asked

What salary do you need to buy a house in Oklahoma? +
For the typical $188,000 home in Oklahoma, a household income of about $51,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $61,000; with 5% down about $64,000.
What is the average home price in Oklahoma? +
The average home price in Oklahoma is about $188,000 as of 2026, at roughly $140 per square foot — 35% more affordable than the U.S. median of $289,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Oklahoma (OK)? +
About $188,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $140/sq ft, a median budget in Oklahoma buys roughly 1,340 sq ft of home.
Where is Oklahoma most and least expensive? +
Among the 8 Oklahoma cities tracked here, Edmond is the priciest (median $373,500) and Pawhuska is the most affordable (median $104,000). ZIP-level prices within one city vary further, so check the city page for your area.
Are home values in Oklahoma going up? +
Over the last 10 years home prices in Oklahoma changed about +71.1% (≈5.5% a year), and +2.6% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +102.5%. Past gains are not a guarantee of future ones.