Osage County, OK Average Home Price (2026)
The average home price in Osage County, Oklahoma is about $123,500 (the 2026 median across 14 ZIP codes, at ~$109/sq ft) — 34% more affordable than the Oklahoma median and 57% more affordable than the typical U.S. home.
How Osage County compares
Osage County is relatively affordable for housing nationally: its typical home costs $123,500 against $188,000 for Oklahoma and $289,000 for the U.S. Within the county, ZIP-level values run from about $69,000 to $906,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Osage County | $123,500 | $109 |
| Oklahoma | $188,000 | $140 |
| United States | $289,000 | $193 |
Cities in Osage County
Cities with their own home-value page, largest first:
Osage County home prices by ZIP code
The 14 most valuable ZIP codes in Osage County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 74633 Burbank | $906,000 | $477 | +634% |
| 74060 Prue | $302,000 | $159 | +145% |
| 74070 Skiatook | $278,000 | $177 | +125% |
| 74073 Sperry | $277,000 | $190 | +124% |
| 74604 Ponca City | $221,000 | $115 | +79% |
| 74002 Barnsdall | $145,000 | $35 | +17% |
| 74127 Tulsa | $134,000 | $133 | +9% |
| 74003 Bartlesville | $113,000 | $102 | -9% |
| 74035 Hominy | $108,000 | $80 | -13% |
| 74056 Pawhuska | $104,000 | $88 | -16% |
| 74652 Pawhuska | $98,000 | $52 | -21% |
| 74126 Tulsa | $88,000 | $136 | -29% |
| 74084 Wynona | $74,000 | $39 | -40% |
| 74637 Fairfax | $69,000 | $56 | -44% |
Home value appreciation in Osage County
Home prices in Osage County have risen about 71% over the last 10 years (≈5.5% a year) and +96.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.1% — still rising. A home worth $123,500 today was worth roughly $72,307 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oklahoma is +71.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Osage County
Run the numbers for Osage County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Osage County
To buy the typical $123,500 home in Osage County with 20% down, you need a household income of roughly $34,000 a year (about $780 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $40,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,200 | $970/mo | $42,000/yr |
| 10% (+PMI) | $12,400 | $930/mo | $40,000/yr |
| 20% | $24,700 | $780/mo | $34,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Osage County
At about $109 per square foot, here is roughly how much home different budgets get you in Osage County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1380 sq ft | around the typical home here |
| $200k | 1830 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2290 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2750 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oklahoma.
Estimate a specific home in Osage County
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Osage County home prices: frequently asked
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Browse all Oklahoma cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.