Delaware County, OK Average Home Price (2026)
The average home price in Delaware County, Oklahoma is about $269,000 (the 2026 median across 8 ZIP codes, at ~$199/sq ft) — 43% more expensive than the Oklahoma median and 7% more affordable than the typical U.S. home.
How Delaware County compares
Delaware County is about average for housing nationally: its typical home costs $269,000 against $188,000 for Oklahoma and $289,000 for the U.S. Within the county, ZIP-level values run from about $221,000 to $381,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Delaware County | $269,000 | $199 |
| Oklahoma | $188,000 | $140 |
| United States | $289,000 | $193 |
Delaware County home prices by ZIP code
The 8 most valuable ZIP codes in Delaware County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 74331 Afton | $381,000 | $213 | +42% |
| 74344 Grove | $305,000 | $192 | +13% |
| 74359 Oaks | $272,000 | $143 | +1% |
| 74364 Rose | $270,000 | $204 | +0% |
| 74342 Eucha | $268,000 | $247 | +0% |
| 74338 Kansas | $258,000 | $191 | -4% |
| 74346 Jay | $242,000 | $228 | -10% |
| 74347 Kansas | $221,000 | $194 | -18% |
Home value appreciation in Delaware County
Home prices in Delaware County have risen about 97% over the last 10 years (≈7.0% a year) and +121.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.4% — still rising. A home worth $269,000 today was worth roughly $136,548 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oklahoma is +71.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Delaware County
Run the numbers for Delaware County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Delaware County
To buy the typical $269,000 home in Delaware County with 20% down, you need a household income of roughly $73,000 a year (about $1,710 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $87,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,500 | $2,120/mo | $91,000/yr |
| 10% (+PMI) | $26,900 | $2,030/mo | $87,000/yr |
| 20% | $53,800 | $1,710/mo | $73,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Delaware County
At about $199 per square foot, here is roughly how much home different budgets get you in Delaware County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 750 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1260 sq ft | around the typical home here |
| $300k | 1510 sq ft | around the typical home here |
| $400k | 2010 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oklahoma.
Estimate a specific home in Delaware County
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Delaware County home prices: frequently asked
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Browse all Oklahoma cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.