McCurtain County, OK Average Home Price (2026)
The average home price in McCurtain County, Oklahoma is about $165,000 (the 2026 median across 9 ZIP codes, at ~$178/sq ft) — 12% more affordable than the Oklahoma median and 43% more affordable than the typical U.S. home.
How McCurtain County compares
McCurtain County is relatively affordable for housing nationally: its typical home costs $165,000 against $188,000 for Oklahoma and $289,000 for the U.S. Within the county, ZIP-level values run from about $111,000 to $864,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| McCurtain County | $165,000 | $178 |
| Oklahoma | $188,000 | $140 |
| United States | $289,000 | $193 |
McCurtain County home prices by ZIP code
The 9 most valuable ZIP codes in McCurtain County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 74724 Bethel | $864,000 | $455 | +424% |
| 74754 Ringold | $513,000 | $270 | +211% |
| 74963 Watson | $422,000 | $222 | +156% |
| 74728 Broken Bow | $317,000 | $358 | +92% |
| 74736 Millerton | $165,000 | $144 | +0% |
| 74764 Swink | $157,000 | $117 | -5% |
| 74740 Haworth | $150,000 | $178 | -9% |
| 74745 Idabel | $137,000 | $120 | -17% |
| 74766 Wright City | $111,000 | $139 | -33% |
Home value appreciation in McCurtain County
Home prices in McCurtain County have risen about 81% over the last 10 years (≈6.1% a year) and +137.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +13.1% — still rising. A home worth $165,000 today was worth roughly $91,110 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oklahoma is +71.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for McCurtain County
Run the numbers for McCurtain County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in McCurtain County
To buy the typical $165,000 home in McCurtain County with 20% down, you need a household income of roughly $45,000 a year (about $1,050 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $53,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,300 | $1,300/mo | $56,000/yr |
| 10% (+PMI) | $16,500 | $1,240/mo | $53,000/yr |
| 20% | $33,000 | $1,050/mo | $45,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in McCurtain County
At about $178 per square foot, here is roughly how much home different budgets get you in McCurtain County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 840 sq ft | around the typical home here |
| $200k | 1120 sq ft | around the typical home here |
| $250k | 1400 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1690 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oklahoma.
Estimate a specific home in McCurtain County
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McCurtain County home prices: frequently asked
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Browse all Oklahoma cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.