Muskogee County, OK Average Home Price (2026)
The average home price in Muskogee County, Oklahoma is about $208,000 (the 2026 median across 9 ZIP codes, at ~$144/sq ft) — 11% more expensive than the Oklahoma median and 28% more affordable than the typical U.S. home.
How Muskogee County compares
Muskogee County is relatively affordable for housing nationally: its typical home costs $208,000 against $188,000 for Oklahoma and $289,000 for the U.S. Within the county, ZIP-level values run from about $118,000 to $253,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Muskogee County | $208,000 | $144 |
| Oklahoma | $188,000 | $140 |
| United States | $289,000 | $193 |
Muskogee County home prices by ZIP code
The 9 most valuable ZIP codes in Muskogee County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 74423 Braggs | $253,000 | $133 | +22% |
| 74434 Fort Gibson | $231,000 | $144 | +11% |
| 74450 Warner | $226,000 | $149 | +9% |
| 74436 Haskell | $209,000 | $144 | +0% |
| 74455 Porum | $208,000 | $185 | +0% |
| 74470 Webbers Falls | $184,000 | $138 | -12% |
| 74469 Warner | $166,000 | $152 | -20% |
| 74403 Muskogee | $154,000 | $114 | -26% |
| 74401 Muskogee | $118,000 | $94 | -43% |
Home value appreciation in Muskogee County
Home prices in Muskogee County have risen about 71% over the last 10 years (≈5.5% a year) and +90.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.9% — still rising. A home worth $208,000 today was worth roughly $121,354 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oklahoma is +71.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Muskogee County
Run the numbers for Muskogee County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Muskogee County
To buy the typical $208,000 home in Muskogee County with 20% down, you need a household income of roughly $57,000 a year (about $1,320 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $67,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,400 | $1,640/mo | $70,000/yr |
| 10% (+PMI) | $20,800 | $1,570/mo | $67,000/yr |
| 20% | $41,600 | $1,320/mo | $57,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Muskogee County
At about $144 per square foot, here is roughly how much home different budgets get you in Muskogee County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1390 sq ft | around the typical home here |
| $250k | 1740 sq ft | around the typical home here |
| $300k | 2080 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2780 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oklahoma.
Estimate a specific home in Muskogee County
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Muskogee County home prices: frequently asked
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Browse all Oklahoma cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.