Pottawatomie County, OK Average Home Price (2026)
The average home price in Pottawatomie County, Oklahoma is about $193,500 (the 2026 median across 8 ZIP codes, at ~$139/sq ft) — 3% more expensive than the Oklahoma median and 33% more affordable than the typical U.S. home.
How Pottawatomie County compares
Pottawatomie County is relatively affordable for housing nationally: its typical home costs $193,500 against $188,000 for Oklahoma and $289,000 for the U.S. Within the county, ZIP-level values run from about $119,000 to $230,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Pottawatomie County | $193,500 | $139 |
| Oklahoma | $188,000 | $140 |
| United States | $289,000 | $193 |
Pottawatomie County home prices by ZIP code
The 8 most valuable ZIP codes in Pottawatomie County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 74851 McLoud | $230,000 | $170 | +19% |
| 74804 Shawnee | $228,000 | $151 | +18% |
| 74878 Wanette | $210,000 | $140 | +9% |
| 74852 Macomb | $205,000 | $174 | +6% |
| 74826 Asher | $182,000 | $95 | -6% |
| 74873 Pink | $166,000 | $137 | -14% |
| 74801 Shawnee | $135,000 | $122 | -30% |
| 74854 Maud | $119,000 | $91 | -39% |
Home value appreciation in Pottawatomie County
Home prices in Pottawatomie County have risen about 72% over the last 10 years (≈5.6% a year) and +102.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.9% — still rising. A home worth $193,500 today was worth roughly $112,435 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oklahoma is +71.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Pottawatomie County
Run the numbers for Pottawatomie County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Pottawatomie County
To buy the typical $193,500 home in Pottawatomie County with 20% down, you need a household income of roughly $53,000 a year (about $1,230 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $63,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,700 | $1,530/mo | $65,000/yr |
| 10% (+PMI) | $19,400 | $1,460/mo | $63,000/yr |
| 20% | $38,700 | $1,230/mo | $53,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Pottawatomie County
At about $139 per square foot, here is roughly how much home different budgets get you in Pottawatomie County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1440 sq ft | around the typical home here |
| $250k | 1800 sq ft | around the typical home here |
| $300k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2880 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oklahoma.
Estimate a specific home in Pottawatomie County
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Pottawatomie County home prices: frequently asked
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Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.