Lincoln County, OK Average Home Price (2026)
The average home price in Lincoln County, Oklahoma is about $191,000 (the 2026 median across 10 ZIP codes, at ~$132/sq ft) — 2% more expensive than the Oklahoma median and 34% more affordable than the typical U.S. home.
How Lincoln County compares
Lincoln County is relatively affordable for housing nationally: its typical home costs $191,000 against $188,000 for Oklahoma and $289,000 for the U.S. Within the county, ZIP-level values run from about $109,000 to $220,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lincoln County | $191,000 | $132 |
| Oklahoma | $188,000 | $140 |
| United States | $289,000 | $193 |
Lincoln County home prices by ZIP code
The 10 most valuable ZIP codes in Lincoln County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 74824 Agra | $220,000 | $150 | +15% |
| 74855 Meeker | $215,000 | $150 | +13% |
| 74834 Chandler | $207,000 | $129 | +8% |
| 74875 Tryon | $195,000 | $185 | +2% |
| 74869 Sparks | $193,000 | $122 | +1% |
| 74881 Wellston | $189,000 | $153 | -1% |
| 74864 Prague | $188,000 | $134 | -2% |
| 74832 Carney | $179,000 | $123 | -6% |
| 74079 Stroud | $153,000 | $99 | -20% |
| 74026 Davenport | $109,000 | $79 | -43% |
Home value appreciation in Lincoln County
Home prices in Lincoln County have risen about 68% over the last 10 years (≈5.3% a year) and +103.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.9% — roughly flat. A home worth $191,000 today was worth roughly $113,826 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oklahoma is +71.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lincoln County
Run the numbers for Lincoln County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lincoln County
To buy the typical $191,000 home in Lincoln County with 20% down, you need a household income of roughly $52,000 a year (about $1,210 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $62,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,600 | $1,510/mo | $65,000/yr |
| 10% (+PMI) | $19,100 | $1,440/mo | $62,000/yr |
| 20% | $38,200 | $1,210/mo | $52,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lincoln County
At about $132 per square foot, here is roughly how much home different budgets get you in Lincoln County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1140 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1520 sq ft | around the typical home here |
| $250k | 1890 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2270 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3030 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oklahoma.
Estimate a specific home in Lincoln County
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Lincoln County home prices: frequently asked
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Browse all Oklahoma cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.