Maine Average Home Price by City (2026)

The average home price in Maine (ME) is about $361,500 — the 2026 median, at ~$271/sq ft — 23% more expensive than the typical U.S. home.

$361,500
Maine median value
$271
Median price / sq ft
~1,330
sq ft a median budget buys
+23%
vs U.S. median
Portland — $658,000Portland

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Maine?

Housing in Maine is 23% more expensive than the national average, with a typical home around $361,500 and a local rate near $271 per square foot. Among the 3 Maine cities we track, Harpswell is the most expensive (median $731,000) and Waterboro is the most affordable (median $426,000) — so where you land in the state matters as much as the state itself.

Browse Maine cities

Harpswell$731,000Portland$658,000Waterboro$426,000

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Salary needed to buy a home in Maine

To buy the typical $361,500 home in Maine with 20% down, you need a household income of roughly $98,000 a year (about $2,290 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $117,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$18,100$2,850/mo$122,000/yr
10% (+PMI)$36,200$2,730/mo$117,000/yr
20%$72,300$2,290/mo$98,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Maine

At about $271 per square foot, here is roughly how much home different budgets get you in Maine:

BudgetApprox. sizeWhat that looks like locally
$200k740 sq ftbelow the local median — condos, smaller or older homes
$250k920 sq ftbelow the local median — condos, smaller or older homes
$300k1110 sq ftaround the typical home here
$400k1480 sq ftaround the typical home here
$500k1850 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maine so you can compare your current home against every Maine city we track.

Maine home prices: frequently asked

What salary do you need to buy a house in Maine? +
For the typical $361,500 home in Maine, a household income of about $98,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $117,000; with 5% down about $122,000.
What is the average home price in Maine? +
The average home price in Maine is about $361,500 as of 2026, at roughly $271 per square foot — 23% more expensive than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Maine (ME)? +
About $361,500 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $271/sq ft, a median budget in Maine buys roughly 1,330 sq ft of home.
Where is Maine most and least expensive? +
Among the 3 Maine cities tracked here, Harpswell is the priciest (median $731,000) and Waterboro is the most affordable (median $426,000). ZIP-level prices within one city vary further, so check the city page for your area.