Oxford County, ME Average Home Price (2026)
The average home price in Oxford County, Maine is about $319,500 (the 2026 median across 30 ZIP codes, at ~$254/sq ft) — 9% more affordable than the Maine median and 11% more expensive than the typical U.S. home.
How Oxford County compares
Oxford County is about average for housing nationally: its typical home costs $319,500 against $351,000 for Maine and $289,000 for the U.S. Within the county, ZIP-level values run from about $177,000 to $616,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Oxford County | $319,500 | $254 |
| Maine | $351,000 | $259 |
| United States | $289,000 | $193 |
Oxford County home prices by ZIP code
The 15 most valuable ZIP codes in Oxford County (of 30 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 04231 Stoneham | $616,000 | $324 | +93% |
| 04238 Hebron | $574,000 | $302 | +80% |
| 04964 Oquossoc | $549,000 | $289 | +72% |
| 04261 Newry | $525,000 | $489 | +64% |
| 04051 Lovell | $504,000 | $344 | +58% |
| 04237 Hanover | $471,000 | $248 | +47% |
| 04216 Andover | $462,000 | $243 | +45% |
| 04217 Bethel | $429,000 | $346 | +34% |
| 04226 East Andover | $428,000 | $225 | +34% |
| 04022 Denmark | $417,000 | $304 | +31% |
| 04010 Brownfield | $357,000 | $287 | +12% |
| 04088 Waterford | $346,000 | $244 | +8% |
| 04037 Fryeburg | $345,000 | $243 | +8% |
| 04268 Norway | $334,000 | $258 | +5% |
| 04270 Oxford | $326,000 | $297 | +2% |
Home value appreciation in Oxford County
Home prices in Oxford County have risen about 113% over the last 10 years (≈7.9% a year) and +96.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.7% — still rising. A home worth $319,500 today was worth roughly $149,789 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maine is +112.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Oxford County
Run the numbers for Oxford County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Oxford County
To buy the typical $319,500 home in Oxford County with 20% down, you need a household income of roughly $87,000 a year (about $2,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $103,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,000 | $2,520/mo | $108,000/yr |
| 10% (+PMI) | $32,000 | $2,410/mo | $103,000/yr |
| 20% | $63,900 | $2,030/mo | $87,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Oxford County
At about $254 per square foot, here is roughly how much home different budgets get you in Oxford County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 590 sq ft | below the local median — condos, smaller or older homes |
| $200k | 790 sq ft | below the local median — condos, smaller or older homes |
| $250k | 980 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1180 sq ft | around the typical home here |
| $400k | 1570 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maine.
Estimate a specific home in Oxford County
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Oxford County home prices: frequently asked
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Browse all Maine cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.