Franklin County, ME Average Home Price (2026)

The average home price in Franklin County, Maine is about $271,000 (the 2026 median across 13 ZIP codes, at ~$219/sq ft) — 23% more affordable than the Maine median and 6% more affordable than the typical U.S. home.

$271,000
Median home value
$219
Median price / sq ft
13
ZIP codes with data
-23%
vs Maine median

How Franklin County compares

Franklin County is about average for housing nationally: its typical home costs $271,000 against $351,000 for Maine and $289,000 for the U.S. Within the county, ZIP-level values run from about $218,000 to $549,000.

AreaTypical value$ / sq ft
Franklin County$271,000$219
Maine$351,000$259
United States$289,000$193

Franklin County home prices by ZIP code

The 13 most valuable ZIP codes in Franklin County (of 13 with data):

ZIP codeTypical value$ / sq ftvs county
04947 Kingfield$549,000$441+103%
04936 Eustis$517,000$272+91%
04982 Stratton$511,000$269+89%
04970 Rangeley$497,000$370+83%
04285 Weld$323,000$170+19%
04956 New Vineyard$304,000$160+12%
04938 Farmington$271,000$204+0%
04955 New Sharon$265,000$267-2%
04983 Freeman$252,000$166-7%
04984 Temple$240,000$222-11%
04294 Wilton$233,000$185-14%
04966 Phillips$222,000$219-18%
04239 Jay$218,000$181-20%

Home value appreciation in Franklin County

Home prices in Franklin County have risen about 108% over the last 10 years (≈7.6% a year) and +102.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -1.2% — a recent dip. A home worth $271,000 today was worth roughly $130,477 ten years ago.

-1.2%
1-year change
+71.1%
5-year change
+107.7%
10-year change
+102.4%
20-year change

See where that trend takes a specific home with the home appreciation calculator — statewide, Maine is +112.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for Franklin County

Run the numbers for Franklin County with the local rates already filled in — change any input to test your own situation.

Salary needed to buy a home in Franklin County

To buy the typical $271,000 home in Franklin County with 20% down, you need a household income of roughly $74,000 a year (about $1,720 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $88,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$13,600$2,140/mo$92,000/yr
10% (+PMI)$27,100$2,040/mo$88,000/yr
20%$54,200$1,720/mo$74,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Franklin County

At about $219 per square foot, here is roughly how much home different budgets get you in Franklin County:

BudgetApprox. sizeWhat that looks like locally
$150k680 sq ftbelow the local median — condos, smaller or older homes
$200k910 sq ftbelow the local median — condos, smaller or older homes
$250k1140 sq ftaround the typical home here
$300k1370 sq ftaround the typical home here
$400k1830 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maine.

Estimate a specific home in Franklin County

Enter your ZIP and size for an instant estimate tailored to your exact area:

Franklin County home prices: frequently asked

What is the average home price in Franklin County, ME? +
The typical home in Franklin County, Maine is worth about $271,000 as of 2026 (the median across its 13 ZIP codes with data), at roughly $219 per square foot — 23% more affordable than the Maine median of $351,000 and 6% more affordable than the U.S. median.
What salary do you need to buy a house in Franklin County? +
For the typical $271,000 home in Franklin County, a household income of about $74,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $88,000; with 5% down about $92,000.
Which part of Franklin County is most expensive? +
Among the ZIP codes we track, 04947 (Kingfield) is the priciest at about $549,000 and 04239 (Jay) the most affordable at about $218,000 — a 2.5× spread inside one county.
Are home values in Franklin County going up? +
Over the last 10 years home prices in Franklin County changed about +107.7% (≈7.6% a year), and -1.2% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +102.4%. Past gains are not a guarantee of future ones.

Browse all Maine cities and counties, or look up price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.