Sagadahoc County, ME Average Home Price (2026)
The average home price in Sagadahoc County, Maine is about $417,000 (the 2026 median across 8 ZIP codes, at ~$276/sq ft) — 19% more expensive than the Maine median and 44% more expensive than the typical U.S. home.
How Sagadahoc County compares
Sagadahoc County is relatively expensive for housing nationally: its typical home costs $417,000 against $351,000 for Maine and $289,000 for the U.S. Within the county, ZIP-level values run from about $335,000 to $696,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Sagadahoc County | $417,000 | $276 |
| Maine | $351,000 | $259 |
| United States | $289,000 | $193 |
Sagadahoc County home prices by ZIP code
The 8 most valuable ZIP codes in Sagadahoc County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 04548 Georgetown | $696,000 | $375 | +67% |
| 04562 Phippsburg | $477,000 | $426 | +14% |
| 04086 Topsham | $469,000 | $275 | +12% |
| 04579 Woolwich | $418,000 | $289 | +0% |
| 04287 Bowdoin | $416,000 | $194 | +0% |
| 04530 Bath | $413,000 | $276 | -1% |
| 04008 Bowdoinham | $385,000 | $220 | -8% |
| 04357 Richmond | $335,000 | $272 | -20% |
Home value appreciation in Sagadahoc County
Home prices in Sagadahoc County have risen about 117% over the last 10 years (≈8.0% a year) and +108.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.8% — still rising. A home worth $417,000 today was worth roughly $192,343 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maine is +112.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Sagadahoc County
Run the numbers for Sagadahoc County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Sagadahoc County
To buy the typical $417,000 home in Sagadahoc County with 20% down, you need a household income of roughly $113,000 a year (about $2,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $135,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,900 | $3,290/mo | $141,000/yr |
| 10% (+PMI) | $41,700 | $3,150/mo | $135,000/yr |
| 20% | $83,400 | $2,650/mo | $113,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Sagadahoc County
At about $276 per square foot, here is roughly how much home different budgets get you in Sagadahoc County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 720 sq ft | below the local median — condos, smaller or older homes |
| $250k | 910 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1450 sq ft | around the typical home here |
| $500k | 1810 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maine.
Estimate a specific home in Sagadahoc County
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Sagadahoc County home prices: frequently asked
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Browse all Maine cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.