Kennebec County, ME Average Home Price (2026)
The average home price in Kennebec County, Maine is about $341,000 (the 2026 median across 23 ZIP codes, at ~$237/sq ft) — 3% more affordable than the Maine median and 18% more expensive than the typical U.S. home.
How Kennebec County compares
Kennebec County is about average for housing nationally: its typical home costs $341,000 against $351,000 for Maine and $289,000 for the U.S. Within the county, ZIP-level values run from about $257,000 to $439,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Kennebec County | $341,000 | $237 |
| Maine | $351,000 | $259 |
| United States | $289,000 | $193 |
Kennebec County home prices by ZIP code
The 15 most valuable ZIP codes in Kennebec County (of 23 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 04360 Vienna | $439,000 | $231 | +29% |
| 04917 Belgrade | $408,000 | $271 | +20% |
| 04284 Wayne | $395,000 | $210 | +16% |
| 04351 Manchester | $394,000 | $251 | +16% |
| 04347 Hallowell | $377,000 | $236 | +11% |
| 04349 Fayette | $361,000 | $280 | +6% |
| 04363 Windsor | $361,000 | $244 | +6% |
| 04350 Litchfield | $357,000 | $264 | +5% |
| 04259 Monmouth | $357,000 | $294 | +5% |
| 04355 Readfield | $345,000 | $250 | +1% |
| 04963 Oakland | $341,000 | $287 | +0% |
| 04364 Winthrop | $341,000 | $236 | +0% |
| 04989 Vassalboro | $339,000 | $236 | -1% |
| 04358 China Village | $336,000 | $237 | -1% |
| 04352 Mt Vernon | $331,000 | $253 | -3% |
Home value appreciation in Kennebec County
Home prices in Kennebec County have risen about 108% over the last 10 years (≈7.6% a year) and +103.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.1% — still rising. A home worth $341,000 today was worth roughly $164,021 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maine is +112.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Kennebec County
Run the numbers for Kennebec County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Kennebec County
To buy the typical $341,000 home in Kennebec County with 20% down, you need a household income of roughly $93,000 a year (about $2,160 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $110,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,100 | $2,690/mo | $115,000/yr |
| 10% (+PMI) | $34,100 | $2,570/mo | $110,000/yr |
| 20% | $68,200 | $2,160/mo | $93,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Kennebec County
At about $237 per square foot, here is roughly how much home different budgets get you in Kennebec County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 840 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1270 sq ft | around the typical home here |
| $400k | 1690 sq ft | around the typical home here |
| $500k | 2110 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maine.
Estimate a specific home in Kennebec County
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Kennebec County home prices: frequently asked
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Browse all Maine cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.