Hancock County, ME Average Home Price (2026)
The average home price in Hancock County, Maine is about $455,000 (the 2026 median across 35 ZIP codes, at ~$345/sq ft) — 30% more expensive than the Maine median and 57% more expensive than the typical U.S. home.
How Hancock County compares
Hancock County is relatively expensive for housing nationally: its typical home costs $455,000 against $351,000 for Maine and $289,000 for the U.S. Within the county, ZIP-level values run from about $207,000 to $1,744,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hancock County | $455,000 | $345 |
| Maine | $351,000 | $259 |
| United States | $289,000 | $193 |
Hancock County home prices by ZIP code
The 15 most valuable ZIP codes in Hancock County (of 35 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 04662 Northeast Harbor | $1,744,000 | $918 | +283% |
| 04642 Harborside | $1,085,000 | $571 | +138% |
| 04624 Corea | $1,005,000 | $529 | +121% |
| 04612 Bernard | $937,000 | $493 | +106% |
| 04660 Mount Desert | $897,000 | $525 | +97% |
| 04653 Bass Harbor | $857,000 | $451 | +88% |
| 04625 Cranberry Isles | $851,000 | $448 | +87% |
| 04669 Prospect Harbor | $737,000 | $388 | +62% |
| 04685 Swans Island | $694,000 | $365 | +53% |
| 04674 Seal Cove | $676,000 | $356 | +49% |
| 04609 Bar Harbor | $661,000 | $516 | +45% |
| 04679 Southwest Harbor | $638,000 | $452 | +40% |
| 04421 Castine | $631,000 | $332 | +39% |
| 04677 Sorrento | $538,000 | $257 | +18% |
| 04614 Blue Hill | $500,000 | $288 | +10% |
Home value appreciation in Hancock County
Home prices in Hancock County have risen about 104% over the last 10 years (≈7.4% a year) and +96.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.7% — still rising. A home worth $455,000 today was worth roughly $223,587 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maine is +112.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hancock County
Run the numbers for Hancock County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hancock County
To buy the typical $455,000 home in Hancock County with 20% down, you need a household income of roughly $124,000 a year (about $2,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $147,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,800 | $3,590/mo | $154,000/yr |
| 10% (+PMI) | $45,500 | $3,430/mo | $147,000/yr |
| 20% | $91,000 | $2,890/mo | $124,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hancock County
At about $345 per square foot, here is roughly how much home different budgets get you in Hancock County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 720 sq ft | below the local median — condos, smaller or older homes |
| $300k | 870 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1160 sq ft | around the typical home here |
| $500k | 1450 sq ft | around the typical home here |
| $600k | 1740 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maine.
Estimate a specific home in Hancock County
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Hancock County home prices: frequently asked
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Browse all Maine cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.