Penobscot County, ME Average Home Price (2026)
The average home price in Penobscot County, Maine is about $262,000 (the 2026 median across 39 ZIP codes, at ~$198/sq ft) — 25% more affordable than the Maine median and 9% more affordable than the typical U.S. home.
How Penobscot County compares
Penobscot County is about average for housing nationally: its typical home costs $262,000 against $351,000 for Maine and $289,000 for the U.S. Within the county, ZIP-level values run from about $176,000 to $682,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Penobscot County | $262,000 | $198 |
| Maine | $351,000 | $259 |
| United States | $289,000 | $193 |
Penobscot County home prices by ZIP code
The 15 most valuable ZIP codes in Penobscot County (of 39 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 04410 Bradford | $682,000 | $359 | +160% |
| 04495 Winn | $616,000 | $324 | +135% |
| 04453 Lagrange | $428,000 | $225 | +63% |
| 04417 Burlington | $422,000 | $222 | +61% |
| 04475 Passadumkeag | $395,000 | $208 | +51% |
| 04444 Hampden | $350,000 | $204 | +34% |
| 04474 Orrington | $336,000 | $207 | +28% |
| 04460 Medway | $334,000 | $176 | +27% |
| 04419 Carmel | $328,000 | $164 | +25% |
| 04939 Garland | $327,000 | $172 | +25% |
| 04456 Levant | $324,000 | $229 | +24% |
| 04473 Orono | $310,000 | $199 | +18% |
| 04412 Brewer | $302,000 | $157 | +15% |
| 04401 Bangor | $302,000 | $201 | +15% |
| 04428 Eddington | $272,000 | $233 | +4% |
Home value appreciation in Penobscot County
Home prices in Penobscot County have risen about 105% over the last 10 years (≈7.4% a year) and +94.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.6% — still rising. A home worth $262,000 today was worth roughly $128,055 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maine is +112.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Penobscot County
Run the numbers for Penobscot County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Penobscot County
To buy the typical $262,000 home in Penobscot County with 20% down, you need a household income of roughly $71,000 a year (about $1,660 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $85,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,100 | $2,070/mo | $89,000/yr |
| 10% (+PMI) | $26,200 | $1,980/mo | $85,000/yr |
| 20% | $52,400 | $1,660/mo | $71,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Penobscot County
At about $198 per square foot, here is roughly how much home different budgets get you in Penobscot County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 760 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1260 sq ft | around the typical home here |
| $300k | 1520 sq ft | around the typical home here |
| $400k | 2020 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maine.
Estimate a specific home in Penobscot County
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Penobscot County home prices: frequently asked
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Browse all Maine cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.