Maryland Average Home Price by City (2026)

The average home price in Maryland (MD) is about $451,500 — the 2026 median, at ~$233/sq ft — 54% more expensive than the typical U.S. home.

$451,500
Maryland median value
$233
Median price / sq ft
~1,940
sq ft a median budget buys
+54%
vs U.S. median
Baltimore — $221,000BaltimoreSilver Spring — $589,000Silver SpringAnnapolis — $629,000Rockville — $592,000Gaithersburg — $584,500Bowie — $540,000Laurel — $480,000

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Maryland?

Housing in Maryland is 54% more expensive than the national average, with a typical home around $451,500 and a local rate near $233 per square foot. Among the 13 Maryland cities we track, Bethesda is the most expensive (median $1,290,000) and Cumberland is the most affordable (median $181,000) — so where you land in the state matters as much as the state itself.

Browse Maryland cities

Bethesda$1,290,000Annapolis$629,000Rockville$592,000Silver Spring$589,000Gaithersburg$584,500Bowie$540,000Columbia$527,000Laurel$480,000Frederick$457,000Waldorf$440,000Glen Burnie$419,000Baltimore$221,000Cumberland$181,000

See the cheapest (and most expensive) places to live in Maryland.

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Salary needed to buy a home in Maryland

To buy the typical $451,500 home in Maryland with 20% down, you need a household income of roughly $123,000 a year (about $2,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $146,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$22,600$3,560/mo$153,000/yr
10% (+PMI)$45,200$3,410/mo$146,000/yr
20%$90,300$2,870/mo$123,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Maryland

At about $233 per square foot, here is roughly how much home different budgets get you in Maryland:

BudgetApprox. sizeWhat that looks like locally
$250k1070 sq ftbelow the local median — condos, smaller or older homes
$300k1290 sq ftbelow the local median — condos, smaller or older homes
$400k1720 sq ftaround the typical home here
$500k2150 sq ftaround the typical home here
$600k2580 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maryland so you can compare your current home against every Maryland city we track.

Maryland home prices: frequently asked

What salary do you need to buy a house in Maryland? +
For the typical $451,500 home in Maryland, a household income of about $123,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $146,000; with 5% down about $153,000.
What is the average home price in Maryland? +
The average home price in Maryland is about $451,500 as of 2026, at roughly $233 per square foot — 54% more expensive than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Maryland (MD)? +
About $451,500 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $233/sq ft, a median budget in Maryland buys roughly 1,940 sq ft of home.
Where is Maryland most and least expensive? +
Among the 13 Maryland cities tracked here, Bethesda is the priciest (median $1,290,000) and Cumberland is the most affordable (median $181,000). ZIP-level prices within one city vary further, so check the city page for your area.