Anne Arundel County, MD Average Home Price (2026)
The average home price in Anne Arundel County, Maryland is about $592,500 (the 2026 median across 34 ZIP codes, at ~$297/sq ft) — 34% more expensive than the Maryland median and 105% more expensive than the typical U.S. home.
How Anne Arundel County compares
Anne Arundel County is relatively expensive for housing nationally: its typical home costs $592,500 against $441,000 for Maryland and $289,000 for the U.S. Within the county, ZIP-level values run from about $223,000 to $3,110,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Anne Arundel County | $592,500 | $297 |
| Maryland | $441,000 | $233 |
| United States | $289,000 | $193 |
Cities in Anne Arundel County
Cities with their own home-value page, largest first:
Anne Arundel County home prices by ZIP code
The 15 most valuable ZIP codes in Anne Arundel County (of 34 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 21056 Gibson Island | $3,110,000 | $884 | +425% |
| 21405 Annapolis | $1,562,000 | $1292 | +164% |
| 21035 Davidsonville | $965,000 | $314 | +63% |
| 20776 Harwood | $763,000 | $292 | +29% |
| 21146 Severna Park | $743,000 | $328 | +25% |
| 21032 Crownsville | $664,000 | $295 | +12% |
| 20778 West River | $656,000 | $343 | +11% |
| 21140 Riva | $654,000 | $352 | +10% |
| 20765 Galesville | $651,000 | $354 | +10% |
| 20779 Tracys Landing | $648,000 | $294 | +9% |
| 20758 Friendship | $637,000 | $320 | +8% |
| 21401 Annapolis | $630,000 | $378 | +6% |
| 20711 Lothian | $620,000 | $218 | +5% |
| 21403 Annapolis | $620,000 | $358 | +5% |
| 21108 Glen Burnie | $612,000 | $251 | +3% |
Home value appreciation in Anne Arundel County
Home prices in Anne Arundel County have risen about 59% over the last 10 years (≈4.8% a year) and +48.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.4% — still rising. A home worth $592,500 today was worth roughly $371,706 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maryland is +59.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Anne Arundel County
Run the numbers for Anne Arundel County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Anne Arundel County
To buy the typical $592,500 home in Anne Arundel County with 20% down, you need a household income of roughly $161,000 a year (about $3,760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $192,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $29,600 | $4,670/mo | $200,000/yr |
| 10% (+PMI) | $59,300 | $4,470/mo | $192,000/yr |
| 20% | $118,500 | $3,760/mo | $161,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Anne Arundel County
At about $297 per square foot, here is roughly how much home different budgets get you in Anne Arundel County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1680 sq ft | around the typical home here |
| $600k | 2020 sq ft | around the typical home here |
| $750k | 2530 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maryland.
Estimate a specific home in Anne Arundel County
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Anne Arundel County home prices: frequently asked
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Browse all Maryland cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.